401k Personal Rate of Return

Discussion in 'Off Topic' started by sunzt, Nov 20, 2012.

  1. sunzt

    sunzt Diamond Member

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    If you have a 401k, what is your personal rate of return so far YTD? This is usually given on your statement somewhere and factors in contributions and withdrawals. I know most of my funds have been performing well YTD, but i can't really tell how i'm personally doing compared to others since contributions are made bi-weekly throughout the year.

    Mine is at 9.7% with ~85/15 equity/income mix.
     
  2. BlackTigers

    BlackTigers Diamond Member

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    11.2 YTD last I looked. Close to it.

    Most of my funds are in a vanguard fund of some sort.
     
  3. Net

    Net Golden Member

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    10.39% ytd
     
    #3 Net, Nov 20, 2012
    Last edited: Nov 20, 2012
  4. rcpratt

    rcpratt Lifer

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    14.75% according to JPM, but I'll check my spreadsheet when I get home for an accurate number.
     
  5. KB

    KB Diamond Member

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    10.7% Its a mix (50/25/25) of S&P 500, Mid-Cap and International mutual funds.

    Your rate of return isn't bad. If you are young you may want to go riskier and be 100% equities.
    Just make sure the funds you are investing in have low managment fees or that 9.7% return could be a lot lower.
     
    #5 KB, Nov 20, 2012
    Last edited: Nov 20, 2012
  6. Corporate Thug

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    Personally, I don't really care the YTD on a 401k is...I look at the end of the year (once) for curiosity sake.
     
  7. Fritzo

    Fritzo Lifer

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    I'm at a nice 13.08% right now. It's a great time to be set at "aggressive" on your fund plans because the economy is keeping stocks undervalued.
     
  8. herm0016

    herm0016 Diamond Member

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    12.somthing. It was more like 15 at the start of the year. we have a 4% annual contribution and 6% matching.
     
  9. sunzt

    sunzt Diamond Member

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    thanks. I'm gonna swap a fund for a more riskier one, but i'll still maintain my allocation.
     
  10. Jeffg010

    Jeffg010 Diamond Member

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    11.30% for the year and the last 3 months have been 4.20%

    current mix is
    Large U.S. Equity 44%
    Mid U.S. Equity 26%
    Small U.S. Equity 30%
     
  11. tfinch2

    tfinch2 Lifer

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    11.9 last time I looked.
     
  12. DisgruntledVirus

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    YTD 18.72% in my last jobs 401k. My new job is too new to be significant.
     
  13. SuRgEoN

    SuRgEoN Senior member

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    Personal Rate of Return from 01/01/2012 to 11/19/2012 is 11.7%
     
  14. TuxDave

    TuxDave Lifer

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  15. Insomniator

    Insomniator Diamond Member

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  16. Exterous

    Exterous Lifer

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    YTD is 13.49% with an 89/11 split
     
  17. RockinZ28

    RockinZ28 Platinum Member

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    God, I had 11.2% up through 10/1. Now YTD is 6.3%.
     
  18. jagec

    jagec Lifer

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    I don't have a 401k, but my Roth is at 12.43% YTD. That's in a target retirement fund. I am thinking of switching to 100% equities since I am young and bonds probably won't do much for me over the next decade or two anyway.
     
  19. Imported

    Imported Lifer

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    9.9%.. I should probably switch to something more aggressive.
     
  20. sygyzy

    sygyzy Lifer

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    I am at about 10.5% YTD but earlier in the year, just a few months ago, I was at 16% :(
     
  21. BlackTigers

    BlackTigers Diamond Member

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    I'm 21 right now and have been saving into a 401k for about a year and a half. What funds do you recommend guys?
     
  22. FelixDeCat

    FelixDeCat Lifer

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    -0%
     
    #22 FelixDeCat, Nov 20, 2012
    Last edited: Nov 20, 2012
  23. JoeyP

    JoeyP Senior member

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    Hopefully Obama's second term will make that positive. :whiste:
     
  24. soulcougher73

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    23.02% ytd
     
    #24 soulcougher73, Nov 20, 2012
    Last edited: Nov 20, 2012
  25. blackangst1

    blackangst1 Lifer

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