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$1000 for anyone that has a 850 credit score!

R

richardycc

Diamond Member
if you have a "prefect score" of 850, "In February 2005, TrueCredit will award anyone in America who has earned a score of 850 with $1,000 and a lifetime of free Credit Alerts to help them maintain their perfect score and guard against identity theft. You must achieve a score of 850 when you order TrueCredit?s score based on TransUnion data. " here is the Link.
 
That is definitely a quality promotion for them. I'm sure they would love to check your credit on the miniscual chance that you have a perfect 850.
 
Originally posted by: MetalMat
Is there any way to check your credit score for free?
Click to expand...

Usually if you've been denied credit based on your credit score in the last 6 months, you're entitled to a free one. In some states, I believe you're entitled to a free one every year no matter what.
 
Is there any way to check your credit score for free?
Click to expand...
FreeCreditReport.com will give you a free report - but it costs money (like $2-5) to see a score.

The free report is only a trial too - you have to call and cancel. It's not too difficult to cancel it.

I wonder what it takes to hit the perfect 850 - mine is pretty high but I don't think it's 800+.
 
~710 here... mostly because of my low income and large ammount of student loans. When I start working this summer it should go up a lot.
 
Originally posted by: pio!pio!
doesn't the act of checking your credit lower your credit score?
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thats an inquiry by someone else checking your credit since you want to apply for a CC/loan.
 
850 is virtually impossible...even with millionaires with 20 years of perfect credit.

The formula is such a combination of extreme factors in order to get 850. Anything above 770 is exceptional.
 
Originally posted by: royaldank
We've done billions of home loans over the last 15 years. Never had an 850 walk through our doors.
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Not even 1?

Wow. So basically, it's impossible?
 
OK so if you have perfect credit at 850, well, by running a credit check to determine your credit score...wouldnt that drop your score?

so its impossible.

silly.
 
PSA: I would like to announce that I will be offering $1000 dollars to anybody who has a perfect bracket for the upcoming NCAA tournament in March.
 
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