YAPCT

[Red Squirrel]

We have a small driveway, and each our own car as we all work different shifts at different places, parking has always been a nightmare because it has to be in sync with the order in which we leave in the morning, and then at night that gets reversed and all screwed up.

So anyway, I'll park where I think it's most logical, then my mom will park, barge in the house all pissed off "WTF did you park THERE?" and yap on like a broken record. She gets all uptight as if it's the end of the world as she likes to overdramatise any situation (menopause does not help). So next day I park somewhere else. Same story. Sometimes my dad will do the same. It does not matter WHERE I park, they'll complain.

Now today made me /facepalm, my mom got home first and got all pissy and told me to park in a certain area, so go move the car. Now my dad gets home all pissed off because I parked there. WTF? Lack of communication anyone? It's impossible to please both in a situation like this. In the summer I usually just park on the street and go move the car when they're both home, but it's kind of hard to do that in winter/spring with the snow banks. It just gets to me how they'll both get mad at me for doing something a certain way and contradict each other. It's the same with lot of stuff. Then there's the trash. If I put the trash downstairs, my dad will get pissed at me because it should be outside. If I put it outside, he'll get pissed at me because the crows and bears will get to it. MAKE UP YOUR MIND. Sometimes I feel like just letting it all out, but I can contain myself and just shrug it off and go reverse whatever it is they're mad at. They'll get mad when I do it the other way, next time. Can't win.

/vent

Before the "move out" comments:

I have next week off, and I'm going to be doing lot of stuff such as a cleanup, as well as going to the bank to see how much of a mortgage I can get. I really need to get out of here as they're getting old and cranky. Last year I got approved for 150k but I need more like 200k for a half decent house, and hoping for like a 25 year mortgage, nothing longer.

Guess I just have to keep saving up and be happy I have a place to stay, and at least they don't store chemicals with food.


cliffs:

- Parents get mad for me doing stuff a certain way
- They both contradict each other in how they want it done, such as where I park my car or where I put the trash
- I need to move out,
- I will be going to the bank to see how much they will give me, so I can start house searching

 

[Leros]

Don't get a house, get an apartment.

 

[MoPHo]

I'm living with my parents currently. My mom sent me out to buy eggs so we could decorate them with the neighbors for easter. I bought 36 eggs total and 2 of them were cracked. Not broken, but cracked. They could've been used to make cookies or something festive. I was disciplined for 15 minutes on how I failed to buy eggs despite my best attempts to tell her that they probably broke when she put the 2 gallon milk jug down on the container...She threw them out and made brownies, requiring 6 eggs later that night.

 

[Red Squirrel]

Originally posted by: Leros
Don't get a house, get an apartment.

Apartments = throwing money away. I rather own my property. If I get an apartment I'll never be able to save up for a house as all my money will be going towards never ending payments.

I'd actually get a trailer before an apartment, and I've actually thought of it. I'm not really fussy with size.

 

[ja1484]

Originally posted by: RedSquirrel

Originally posted by: Leros
Don't get a house, get an apartment.

Apartments = throwing money away. I rather own my property. If I get an apartment I'll never be able to save up for a house as all my money will be going towards never ending payments.

I'd actually get a trailer before an apartment, and I've actually thought of it. I'm not really fussy with size.

You think you own your property when you "buy" a house? lol @ you.

Furthermore, with the way house prices are dropping in many markets right now, the first two to three years of your mortgage may be "throwing money away" anyway, and mortgages are roughly twice rental rates for apartments (generalizing). Thus, you could theoretically live twice as long in an apartment before buying a house and still come out even in terms of equity.

Add into the fact that I have no maintenance costs, no water/waste bill, no lawn/property maintenance, and no property taxes on my residence and the line blurs even more. I pay about $6k a year in rent. Think your average homeowner pays $6k yearly in taxes, water, maintenance, and time lost mowing the lawn and washing the windows? I'll bet it's close.

Apartments also don't have the inconvenience factor houses do when you want to leave. You just wait til your lease expires and move the fuck out. If the housing market is bad (i.e. now) good luck selling your home.

However, if you're going to buy, the time is probably soon, I will grant you that. Just plan to hold onto it for a while.


Also, curb it or move the fuck out.

 

[Red Squirrel]

Originally posted by: ja1484

Originally posted by: RedSquirrel

Originally posted by: Leros
Don't get a house, get an apartment.

Apartments = throwing money away. I rather own my property. If I get an apartment I'll never be able to save up for a house as all my money will be going towards never ending payments.

I'd actually get a trailer before an apartment, and I've actually thought of it. I'm not really fussy with size.

You think you own your property when you "buy" a house? lol @ you.

Furthermore, with the way house prices are dropping in many markets right now, the first two to three years of your mortgage may be "throwing money away" anyway, and mortgages are roughly twice rental rates for apartments (generalizing). Thus, you could theoretically live twice as long in an apartment before buying a house and still come out even in terms of equity.

Add into the fact that I have no maintenance costs, no water/waste bill, no lawn/property maintenance, and no property taxes on my residence and the line blurs even more. I pay about $6k a year in rent. Think your average homeowner pays $6k yearly in taxes, water, maintenance, and time lost mowing the lawn and washing the windows? I'll bet it's close.

Apartments also don't have the inconvenience factor houses do when you want to leave. You just wait til your lease expires and move the fuck out. If the housing market is bad (i.e. now) good luck selling your home.

However, if you're going to buy, the time is probably soon, I will grant you that. Just plan to hold onto it for a while.


Also, curb it or move the fuck out.

Well I own the property in the sense I can do almost what I want with it as long as it does not go against a bylaw. Some are very retarded, but it's not any worse then most apartments not allowing pets or making holes in the walls for wires. Least I can sell the house later if I want. But I'm hoping to get a "keeper" and eventually have it paid off. I don't have a GF yet, but I will be making sure the house is big enough to support one, + possible kids. That way I don't have to move out when my life changes.

But yeah, I'm really hoping to move out this year. My parents are driving me nuts more and more. Though they both know I'm saving up and my dad actually does not want me out or so he says.

I had a week alone as they went on a trip. Living alone = FTW. More chores, but I'll gladly take those up, and when it's going to be my own house I'll be more willing to do things like shovel, mow the lawn, etc.

 

[ja1484]

All well and good, just don't get suckered into the "house always > apt" cult, because the point is very very debatable. Like all things, context and values are key.

 

[irishScott]

Only advice I can really give is that once you have everything set for the move (read: you won't be coming back anytime soon for certain), open up and let fly at your parents. Will do you a world of good. I'm not going to post my life story again, but suffice to say that although your situation is bad, unless there's more my family is basically that x 10 with other major issues on top. Point being, I know from experience that letting it loose and saying what needs to be said can make a world of difference for you. Thankfully I'm in college/on campus.

 

[Red Squirrel]

Originally posted by: ja1484

All well and good, just don't get suckered into the "house always > apt" cult, because the point is very very debatable. Like all things, context and values are key.

Oh I get you. I do see both sides. I even considered the fact that, if I'm happy where I am, then just need to make that payment part of life and be used to it, if I got an apartment.

On other hand I'd like to make bigger payments with the idea of looking forward to not having to do any payments one day.

Though with a house I also have to redo the roof eventually, windows, furnace, piping maybe, etc... so there's lot of maintenance.

Some of that stuff I'm willing to try and tackle on my own or with some help though. Like If I did enough research and had someone show me, I could probably do the roof, plumbing, etc. You save lot of money that way.

 

[ja1484]

Originally posted by: RedSquirrel

Originally posted by: ja1484
Some of that stuff I'm willing to try and tackle on my own or with some help though. Like If I did enough research and had someone show me, I could probably do the roof, plumbing, etc. You save lot of money that way.

Depends on how you look at it. Take the time you spend doing all that stuff yourself and bill it at your hourly rate at your job (if you're salaried, just do the math to break it down) + cost of supplies. Subtract value added to your home, if any. Add an arbitrary monetary value YOU determine that represents the enjoyment you would've gotten spending that time doing a leisure activity of your choice rather than roofing. Now you have the real cost.

 

[Red Squirrel]

Originally posted by: irishScott
Only advice I can really give is that once you have everything set for the move (read: you won't be coming back anytime soon for certain), open up and let fly at your parents. Will do you a world of good. I'm not going to post my life story again, but suffice to say that although your situation is bad, unless there's more my family is basically that x 10 with other major issues on top. Point being, I know from experience that letting it loose and saying what needs to be said can make a world of difference for you. Thankfully I'm in college/on campus.

I'm not at the point where I'm super PISSED at them so chances are all the stuff I need to vent I probably will be able to leave it in.

Though sometimes my dad can be very annoying and nit pick at everything to try and lower my self esteem, so I wont be scared to tell him off when he does that.

Also my parents think that when I have my own house I wont clean and let it turn into a mess, and I can't wait to be able to prove them wrong. I hardly clean around here because my mom will turn around and redo it anyway, or complain about something like forgetting to put the toilet seat down after cleaning it. So I totally gave up and I hardly do any cleaning. Once in a while I'll clean my own shower (the bathroom downstairs is practically mine) or vacuum the whole house but only if I'm home alone.

 

[duragezic]

Originally posted by: RedSquirrel
I had a week alone as they went on a trip. Living alone = FTW. More chores, but I'll gladly take those up, and when it's going to be my own house I'll be more willing to do things like shovel, mow the lawn, etc.

Oh, you think so huh. More like, more willing to let things go 3x as long as you were allowed to at home.

Roofing isn't always easy. My parent's home has had roofing problems for at least 10 years, with 2-3 different contractors as well my my dad (who is pretty handy with carpentry, electrical, plumbing, etc) who have worked on it. And it still leaks.

 

[DrPizza]

Why don't use spend your week off widening the driveway? As soon as my son gets home from college, it's his job to turn our 3 car driveway into a 6 car driveway. Free labor ftw!

 

[waffleironhead]

Get both parents together at the SAME time and figure the parking out.

Stop hoping for a 25 year mortgage and get a 30 and pay larger payments.

 

[spaceman]

stay home as long as you can.hoard money like that troll in leprechaun.
move out when ur 40 and have a mil in the bank.