YACT: What would you choose?**updated**

[Scouzer]

$310/mo for 60mo @ 1.9% - 2005 Honda Civic
$280/mo for 72mo @ 4.4% - 2005 Mazda 3
$270/mo for 60mo @ 3.3% - 2005 Toyota Echo
$131/mo for 60mo @ 5.4% - 2004 Chevrolet Aveo (resale values can be a good thing!)
$189/mo for 60mo @ 6ish% - 2003 Ford Focus

Priorities:

Gas mileage
Reliability
Dealer treatment
Comfort

The Aveo is so damn tempting...$7000!!! That's black book value for one in killer condition. Insane!

UPDATED: bottom post

 

[Scouzer]

Added pole because u guyz suk

 

[imported_Mike]

out of those, the mazda 3

 

[swtethan]

civic, reliability, resale, and look at that apr! pretty good

you save more money with the civic

 

[Rainsford]

For what you mentioned, the Civic is probably the best choice. If you want something a little more fun, the 3 would be a good choice.

 

[Colt45]

you know what I'm going to say

german diesel, or build a gocart.

 

[Bullhonkie]

Do you need that long of a loan? If you need to stretch it out to a 5-6 year loan just to afford a car, you can't really afford the car to begin with IMO.

Out of those choices and your priorities, I'd go with the Civic.

 

[Scouzer]

Originally posted by: Bullhonkie
Do you need that long of a loan? If you need to stretch it out to a 5-6 year loan just to afford a car, you can't really afford the car to begin with IMO.

Out of those choices and your priorities, I'd go with the Civic.

Yes the loan needs to be that long. The problem is my dad NEEDS a new car NOW.

So we're financing any way we look at it. New car means yes we need a term that long. Used means we could get it down to 36 months, but financing a used car is high interest and...I'm hesitant on it.

My dad told me he didn't want to pay over $250 a month to begin with...

 

[Colt45]

Originally posted by: Scouzer

Originally posted by: Bullhonkie
Do you need that long of a loan? If you need to stretch it out to a 5-6 year loan just to afford a car, you can't really afford the car to begin with IMO.

Out of those choices and your priorities, I'd go with the Civic.

Yes the loan needs to be that long. The problem is my dad NEEDS a new car NOW.

So we're financing any way we look at it. New car means yes we need a term that long. Used means we could get it down to 36 months, but financing a used car is high interest and...I'm hesitant on it.

My dad told me he didn't want to pay over $250 a month to begin with...

Why not just buy a 1989 civic for $500 until you have some money?
makes a whole lot more sense to me. debt is for suckers and the govn't.

 

[Scouzer]

Originally posted by: Colt45

Originally posted by: Scouzer

Originally posted by: Bullhonkie
Do you need that long of a loan? If you need to stretch it out to a 5-6 year loan just to afford a car, you can't really afford the car to begin with IMO.

Out of those choices and your priorities, I'd go with the Civic.

Yes the loan needs to be that long. The problem is my dad NEEDS a new car NOW.

So we're financing any way we look at it. New car means yes we need a term that long. Used means we could get it down to 36 months, but financing a used car is high interest and...I'm hesitant on it.

My dad told me he didn't want to pay over $250 a month to begin with...

Why not just buy a 1989 civic for $500 until you have some money?
makes a whole lot more sense to me. debt is for suckers and the govn't.

if you knew my dad, he is not the person to ever have cash. however, he makes a lot of money. he just needs people to take it from him before he blows it on dumb crap.

 

[TNM93]

Civic, should consider Corolla too

 

[Colt45]

Originally posted by: Scouzer

Originally posted by: Colt45

Originally posted by: Scouzer

Originally posted by: Bullhonkie
Do you need that long of a loan? If you need to stretch it out to a 5-6 year loan just to afford a car, you can't really afford the car to begin with IMO.

Out of those choices and your priorities, I'd go with the Civic.

Yes the loan needs to be that long. The problem is my dad NEEDS a new car NOW.

So we're financing any way we look at it. New car means yes we need a term that long. Used means we could get it down to 36 months, but financing a used car is high interest and...I'm hesitant on it.

My dad told me he didn't want to pay over $250 a month to begin with...

Why not just buy a 1989 civic for $500 until you have some money?
makes a whole lot more sense to me. debt is for suckers and the govn't.

if you knew my dad, he is not the person to ever have cash. however, he makes a lot of money. he just needs people to take it from him before he blows it on dumb crap.

ah, now i understand

what do you drive now anyways? (you, not your dad.. just curious)

we're not too far off.. im in saskatchewan

 

[Scouzer]

1991 chevy beretta GT

dads car currently is a 1990 ford tempo with 285,000km and a lot of rust

 

[Colt45]

Ah, cool.

I drive an '88 audi 5000 turbo quattro.. AWD with a turbocharged I5.
olympic edition.. for '88 olympics in calgary


a tempo that made 285k? wow!

 

[rpc64]

You can't deny the Civic is a really good car in terms of reliability and resale. That said however, the Civic is very cookie-cutter and boring. The Mazda 3 is the best of those IMHO.

 

[Scouzer]

he spent a retarded amount on repairs

interesting choice of car for saskatchewan

 

[SurgicalShark]

Honda Civic good resale value

 

[OS]

4.4% over 6 years is going to cost you a lot of dollars in interest because it's high and because the term is so long.

5-6% over 5 years is also pretty bad.

 

[bootymac]

Civic: Meh
3: Maybe
Echo: YES!
Aveo: NO!
Focus: NO!

 

[OS]

I think the two good ones are civic and 3, but;

310 X 60 = 18600

280 x 72 = 20160

You pay out 1560 more for the 3 all together, assuming same down payment.

For your first two criteria, the civic pretty much takes it anyways. It gets better gas mileage for sure, the 3 gets worse mileage.

 

[Scouzer]

honestly i think the aveo is winning my dad over

 

[0roo0roo]

focus

 

[xSauronx]

Originally posted by: Scouzer
honestly i think the aveo is winning my dad over

my ex has one

ugly ass car. i like the 3 and the civic better.

 

[SearchMaster]

I thought your dad already bought a car (Echo?)?

 

[Aves]

3