YACT: Got a New car!

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Aimster

Lifer
Jan 5, 2003
16,129
2
0
Why is everyone saying a $30,000 car is $600+ a month.

Price of car: $30,000
10% down = $3,000
Loan = $27,000
6 year-loan at 3.0% (This is what Nissan is offering for the Z)
= $410 a month.


5-year loan at 3.0% = $485
 
Rallispec

Rallispec

Lifer
Jul 26, 2001
12,375
10
81
Originally posted by: Aimster
Why is everyone saying a $30,000 car is $600+ a month.

Price of car: $30,000
10% down = $3,000
Loan = $27,000
6 year-loan at 3.0% (This is what Nissan is offering for the Z)
= $410 a month.
Click to expand...

mainly becuase a 30k car ends up being nearly 32000 after tags, taxes, etc.. which brings the payments up to 521.09 with the 3k down... If you dont have 3k saved up to put down on a car right away -- 557.03 with 1000 down.

and this is assuming you've got no optoins on the car at all. the Z gets up in the 35,000 range really quick as soon as you put on any options.
 
Rallispec

Rallispec

Lifer
Jul 26, 2001
12,375
10
81
Originally posted by: phreakah
i didnt even pay 30k for it... i got it for 25k and got 3k for my trade in ;)
Click to expand...


so you got the base Z?

i've been looking at that - what doesnt it have that the other models do have? I've been trying to figure out how they cut 4k out of the car. Is it just really stripped down?
 
T

tec699

Banned
Dec 19, 2002
6,440
0
0
Originally posted by: Transition
Nice car but that is a horrible investment if you're still living with your parents.
Click to expand...

:disgust:

And the haters start to come out so they can voice their opinion. I love the car and hell you only live once. Enjoy life is what I say and I think it's a great car and investment.

I like it.
 
Y

yobarman

Lifer
Jan 11, 2001
11,642
1
0
Damnit, this thread is filling me with rage and jealousy. I need to graduate so I can get a damn job already.
 
StageLeft

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
Originally posted by: tec699
Originally posted by: Transition
Nice car but that is a horrible investment if you're still living with your parents.
Click to expand...

:disgust:

And the haters start to come out so they can voice their opinion. I love the car and hell you only live once. Enjoy life is what I say and I think it's a great car and investment.

I like it.
Click to expand...
Enjoying life is hard if your wages are not great and you're stuck with your parents because you bought a nice car. This has happened to people - just trying to debunk the "only live once, so buy a big stupid car" idea :D In any case it's NOT a good investment!

Again that may not apply to the original poster, but it does to some people.

--

FWIW if I bought the 350 I'd get the base one too, stripped to the core.

 
T

tec699

Banned
Dec 19, 2002
6,440
0
0
Originally posted by: Skoorb
Originally posted by: tec699
Originally posted by: Transition
Nice car but that is a horrible investment if you're still living with your parents.
Click to expand...

:disgust:

And the haters start to come out so they can voice their opinion. I love the car and hell you only live once. Enjoy life is what I say and I think it's a great car and investment.

I like it.
Click to expand...
Enjoying life is hard if your wages are not great and you're stuck with your parents because you bought a nice car. This has happened to people - just trying to debunk the "only live once, so buy a big stupid car" idea :D In any case it's NOT a good investment!

Again that may not apply to the original poster, but it does to some people.

--

FWIW if I bought the 350 I'd get the base one too, stripped to the core.
Click to expand...

Buying a car isn't a great investment. You are correct but the OP has stated that he has a good paying job and I think he lives at home. A $30k car isn't much money these days but it's all related to how much income a person makes. A $400 car payement for me would be crazy but to someone else it could be nothing serious.

BTW, I just found out that my ex-gf has a sports car and a SUV. Damn, I need to marry someone with money!


:(
 
Rallispec

Rallispec

Lifer
Jul 26, 2001
12,375
10
81
Originally posted by: Skoorb


FWIW if I bought the 350 I'd get the base one too, stripped to the core.
Click to expand...

i think no matter what car i end up getting - it will be stripped to the core. It seems like thier are almost no options that are really worth getting in new cars.. except for some of the safety features.
 
T

Transition

Banned
Sep 8, 2001
2,615
0
0
Wasn't trying to hate - just trying to point out something that most people overlook. If you like to live your life in debt 'because you only live once' then by all means spend all the money you can.
 
Rallispec

Rallispec

Lifer
Jul 26, 2001
12,375
10
81
Originally posted by: Crappopotamus
i like the gcoupe more, but thats still a sick car. specially for that price. nice.
Click to expand...

i talked to the infiniti dealership today and they have a number of '04 g35 coupes that they're trying to get rid of now for 25k. I may decide to go that route if they have the model i want and the insurance is reasonable.
 
R

randomlinh

Lifer
Oct 9, 1999
20,846
2
0
linh.wordpress.com
Originally posted by: Aimster
A $27,000-$30,000 car is not expensive. A person working at 7-11 can afford it. If you live with your parents you can afford the world. Most parents even pay for the car insurance and all the kid has to do is pay for the car payment/gas.
Click to expand...

that's a nice blanket statement isn't it?
 
B

bernse

Diamond Member
Aug 29, 2000
3,229
0
0
Damn nice car, but at 21 I'd be putting money into moving out of Mom/Dads house instead of a set of wheels.

But hey, that's just me.
 
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