UPDATE Feb. 2: I hadn't heard from the adjuster as of 4:00pm yesterday, so I gave her a call around 4:30pm or so. She said that she went to the body shop and took some pictures. The shop was unable to get my hood open to evaluate mechanical damage yesterday, so they will be doing that today. The adjuster said the hit is pretty extensive and there is probably frame damage. She said she will be playing with some numbers this afternoon as soon as the shop gives her an estimate and she will call me either today (2/2) or tomorrow (2/3) to let me know if it is a total loss or if they are going to repair it.
UPDATE Feb. 1: So the insurance adjuster called yesterday. First, she took a recorded statement of what happened. Then she told me she would be looking at my car today (2/01) to find out how much the damage is and if it needs to be a total loss. I'll let you guys know with the next update, of course.
UPDATE Jan. 31: Pics! So do most of you still think it will be totalled?
Original post, Jan 29: Really bad intersection for wrecks (two interstates merge together, all the people on the left are trying to get over to the right, while everyone on the right tries to get over to the left, 6 lanes merging into 3)...
Anyway... a young girl in a new Honda Civic switched lanes in front of me and then slammed on her brakes. I hit her. I tried to swerve to the right to get out of the way, so my driver side corner hit her rear passenger corner. My air bags did not deploy, but it was a nice hit... hood bent in half, quarter panel mangled, wheel well pinching tire. I put on my emergency lights right away and was able to pull myself onto the shoulder. The dumbass girl sat in the lane, where I hit her, opened her door and started apologizing. I yelled at her to get in her car, put on her emergency lights and get in the shoulder and she did.
I called 911, then my insurance. The cop showed up and she told him the same thing she told me (she slammed on her brakes, there was no way I could have not hit her, etc.) The cop took her insurance info and then mine. He explained that Kentucky is a no fault state so my insurance would pay for my car and hers would pay for hers (her rear bumper was torn/busted, her right rear quarter panel was a little bent, and her exhausted was all fuxored). The officer let me know that he has noted it in his report that me hitting her had nothing to do with me not paying attention, but he legally has to put that I was following too closely simply because I hit her.
Anyway, I got my rental car afterwards and everything is cool. I've been driving for 6 years and I've only had to lock up my tires maybe once or twice in the past, I really feel that this accident was unavoidable. I was alter, driving with the flow of traffic, and then BAM, the girl slams her brakes on.
How much $$$ do you think is involved with my car? I know I'll need a new hood and grill, quarter panel and wheel well, bumper and bumper cover, headlight, radiator and assembly, air intake, some electrical stuff (I saw that a couple boxes with relays in them were all fubared), not sure of what else, that's all I could see. My brother said the car has risk of a bent frame since I hit the corner of my vehicle??? My car blue books for $5500 or so.
UPDATE Feb. 1: So the insurance adjuster called yesterday. First, she took a recorded statement of what happened. Then she told me she would be looking at my car today (2/01) to find out how much the damage is and if it needs to be a total loss. I'll let you guys know with the next update, of course.
UPDATE Jan. 31: Pics! So do most of you still think it will be totalled?
Original post, Jan 29: Really bad intersection for wrecks (two interstates merge together, all the people on the left are trying to get over to the right, while everyone on the right tries to get over to the left, 6 lanes merging into 3)...
Anyway... a young girl in a new Honda Civic switched lanes in front of me and then slammed on her brakes. I hit her. I tried to swerve to the right to get out of the way, so my driver side corner hit her rear passenger corner. My air bags did not deploy, but it was a nice hit... hood bent in half, quarter panel mangled, wheel well pinching tire. I put on my emergency lights right away and was able to pull myself onto the shoulder. The dumbass girl sat in the lane, where I hit her, opened her door and started apologizing. I yelled at her to get in her car, put on her emergency lights and get in the shoulder and she did.
I called 911, then my insurance. The cop showed up and she told him the same thing she told me (she slammed on her brakes, there was no way I could have not hit her, etc.) The cop took her insurance info and then mine. He explained that Kentucky is a no fault state so my insurance would pay for my car and hers would pay for hers (her rear bumper was torn/busted, her right rear quarter panel was a little bent, and her exhausted was all fuxored). The officer let me know that he has noted it in his report that me hitting her had nothing to do with me not paying attention, but he legally has to put that I was following too closely simply because I hit her.
Anyway, I got my rental car afterwards and everything is cool. I've been driving for 6 years and I've only had to lock up my tires maybe once or twice in the past, I really feel that this accident was unavoidable. I was alter, driving with the flow of traffic, and then BAM, the girl slams her brakes on.
How much $$$ do you think is involved with my car? I know I'll need a new hood and grill, quarter panel and wheel well, bumper and bumper cover, headlight, radiator and assembly, air intake, some electrical stuff (I saw that a couple boxes with relays in them were all fubared), not sure of what else, that's all I could see. My brother said the car has risk of a bent frame since I hit the corner of my vehicle??? My car blue books for $5500 or so.
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