Ya live payday to payday?

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Carrot44

Golden Member
Oct 9, 1999
1,763
0
76
Or do you actually manage to save $ every payday. And no buying computer stuff is not saving money :D Me I manage to save once in a while. Think I have $105 in savings :disgust: and almost 44!

 

I typically save a lot, then something bad happens and I have to spend it all.
 
TwiceOver

TwiceOver

Lifer
Dec 20, 2002
13,544
44
91
I try to save. Then I find some toy I want and there it goes. I have been trying hard lately to save, but I don't make a whole lot so it's tough. I'm about a paycheck and a half ahead right now.
 
S

Spamela

Diamond Member
Oct 30, 2000
3,859
0
76
i sock $850/month into retirement savings & am probably
going to bump it to $1000.
 
nick1985

nick1985

Lifer
Dec 29, 2002
27,153
6
81
your 44 and have $105? where do you work?

im 19 and have $2200 in savings. but im in college and all that $$$$ will go to student loans...:(
 
F

Flyermax2k3

Diamond Member
Mar 1, 2003
3,204
0
0
The only time I ever save money is to make a large purchase. Other than that, it all gets spent on bills and useless junk (see sig).
 
mugs

mugs

Lifer
Apr 29, 2003
48,920
46
91
Originally posted by: nick1985
your 44 and have $105? where do you work?

im 19 and have $2200 in savings. but im in college and all that $$$$ will go to student loans...:(
Click to expand...

Just wait until you have more expenses...

Now that I have a job that pays decently, I'm trying desperately to get $3000 into my IRA by April 15th... so yes and no.
 
Kadarin

Kadarin

Lifer
Nov 23, 2001
44,296
16
81
I make enough to where I am able to save ~$1000/month on top of bills. However, I just started working in Jan, so I don't have that much saved up yet to where I'm comfortable. Something always happens... For me, the lease is up on my current car in May, and I will be shelling out some cash to get another car.
 
bradruth

bradruth

Lifer
Aug 9, 2002
13,479
2
81
College sophomore with ~$5000 between my CD, Savings, & Checking. Living in the dorms, so my room & board is covered. No job yet.
 
M

MikeMike

Lifer
Feb 6, 2000
45,885
66
91
i typically save a lot, then i spend it all like i am about to on my purchase in my sig.

MIKE
 

Originally posted by: nick1985
your 44 and have $105? where do you work?

im 19 and have $2200 in savings. but im in college and all that $$$$ will go to student loans...:(
Click to expand...
Wait until you join the real world.
 
J

Jzero

Lifer
Oct 10, 1999
18,834
1
0
$25k in retirement (401k, Roth IRA), $6000 in savings. That's not too too bad, I guess. I'm 24. I stopped contributing as much to my retirement over the past year because with a wedding/home purchase coming up, it seemed to make more sense to have more liquid money at this point in time. Once the wedding is over, I'll kick the 401k back up to 15% and then put the balance of the surplus in Roth IRA and the remainder in savings.
 
vi edit

vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,484
8,345
126
Wife and I sock away about 30% of our monthly income into retirement after our employer match each month. We've probably got close to $30k built up between the two of us in our 401k's and IRA's.

We've got enough in savings to probably go 8 months at this point without having a dime of income for the month.

I'm 26, she's 23, we've got close to 20k in equity in our home and she hasn't even finished her degree yet. In two years our household income will nearly double.

I'm happy with where we are sitting.
 
K

Kelvrick

Lifer
Feb 14, 2001
18,422
5
81
College student, I barely make it. Although I'm just around the point where I can start saving about a couple hundred each month.
 
F

Feldenak

Lifer
Jan 31, 2003
14,090
2
81
I don't live payday to payday but I don't have much to save either. I have 3% taken out of my check each week for 401(k) and I'm also trying to save for a honeymoon & home purchase next year. I've really had to cinch the financial belt pretty tight.

Hopefully I'll land a somewhat decent job when I graduate next year.
 
R

Rage187

Lifer
Dec 30, 2000
14,276
4
81
27, 13k in savings.


I stick 7% into a 401k w/ company match.

I might make it 10% after tax time.
 
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