It might help if you described why you want a console, and if it's simply the Blue Ray and games you 'might' play, then you'd probably be better off buying a $75 Blue Ray burner for your PC.
Both consoles are supposedly getting a refresh soon also, so would you rather buy a full price current gen console now, or the next version next year?
As for online, and all the posts mentioning no charge for the PSN... you get what you pay for - I know maybe one person who says PSN is better then Live. Plus, you don't have to pay $60/year for it either; there are constant sales going on. My current year long Live membership cost $19.99(and I got the latest Halo for free with it- sold it on Ebay for $27), and I'm fine with that for the service.