Wuts da best credit card that gives you the best freebies?

[Passions]

Like the sony card or other neat stuff, I use my cc alot and want points! I don't use airlines so I dont need flyer miles. What do you guys have?

 

[RossMAN]

There are several credit cards which offer up to 2% rebate, no annual fee, reasonable APR and all the usual perks of a VISA or MasterCard.

 

[b0mbrman]

The ones with the best freebies usually have annual fees and higher rates 🙁

 

[RossMAN]

How is it free if you have to pay for it?

 

[minendo]

If you travel a lot, then one of the US Airways Dividend Miles® Visa® Card is the way to go.

 

[vegetation]

The best was Amazon-Nextcard visa, no annual fee, and 2% back with amazon gift certificates. Resell the gc on eb*y for at least 90% of its value giving you cold cash. I said "was" because their future is questionable now and I don't think they are taking new applicants.

 

[N0pers0nality]

I would have said the Amex Blue Card, but sine they don't offer the Best Price Guarentee, I don't know of any current credit cards that are of any good

 

[Nosferatu]

id vote for the 2% cash back.
Last year I earned $499 bux out of a possible 500
(would have hit the 500 but figured id start a new rebate on another 2% card almost 600 bux in credit card rebates last year.....)😀

 

[StageLeft]

Fancy seeing rossman in here 😉 I swear you have an app rossman that scours the boards and anytime the word "credit" shows up in a thread it sets an alarm at your desk 😀

 

[RossMAN]

<< Fancy seeing rossman in here 😉 I swear you have an app rossman that scours the boards and anytime the word "credit" shows up in a thread it sets an alarm at your desk 😀 >>



Beep Beep Beep!

Damn another false alarm, you prankster!

😀

 

[vi edit]

The sony card that gives you 5% back in sony dollars for non-sony purchases and 10% back on sony products is pretty cool.

 

[Pepsei]

sony is good....(no annual fees, always pay off every month so no interest)

one, if you're already going to buy something anyway... use the sony card just give me that extra percentage for free sony ps2 items


two, use it for business, so it's like getting free stuff from company purchased (usually high dollar) items.

 

[N0pers0nality]

I have a card that gives 2% cash back, but I'm still looking for something better.

 

[kranky]

<< I have a card that gives 2% cash back, but I'm still looking for something better. >>

Do you mean UP TO 2% or a straight 2% on everything? There's a big difference, as the thread that RossMAN linked to above points out. What card is that?

 

[RossMAN]

<< << I have a card that gives 2% cash back, but I'm still looking for something better. >>

Do you mean UP TO 2% or a straight 2% on everything? There's a big difference, as the thread that RossMAN linked to above points out. What card is that? >>



I'd also like to know which card they're referring to.

I'm sure that 99% of most cards offer UP TO 2%, not a straight 2% rebate.

 

[Parrotheader]

There's a whole slew of them out there. You probably just need to look at what you'd want most in terms of freebies. Do you want miles, vacation points, miscellaneous goodies, brand credits, straight cash, etc. Most people like straight cash or frequent flyer miles.

I don't fly all that much and while I certainly don't mind getting cash back you have to be willing to charge a ton to get an appreciable amount back. I've personally been using the Marriott Rewards Visa card over the last year. I think it has something like a $30 annual fee and I don't know/care what the interest rate is. We pay our card off each month anyway and always stay in good standing. I figure this way we can build up points to something you don't usually allocate money for in your monthly budget, vacations. They naturally offer tie-ins to frequent flyer and rental car programs (nearly all cards like this do) but I like the idea of being able to periodically cash in my points for an extended weekend somewhere without having to think about paying for it. In fact, they just upgraded our account to Visa Signature service which has a few additional perks I'll probably never use. But that also means I get 10,000 points just for staying in good standing. So that's practically another free night if we need it.

Hilton has a similar program (with actually better earning potential I think, but I'm too far in now to change) as do all the major hotel chains. I'm currently in the process of trying to make our mortgage payment each month with this card. Since we have a credit line with lots of headroom and pay off our bill each month anyway we might as well use a major monthly expense towards building up our points.