I've been watching the discussion of these issues, and I saw the techreport endurance tests. I've tried to avoid writing a lot of data to my boot SSDs.
But because of the configuration I've made with tiered caching to a small SSD and RAM, I found it very advantageous to use a feature that writes the RAM cache contents to disk, making them persistent between restarts and reboots. If my computer hibernates three times daily on average, this means there would be about 5GB of cache contents written each time, in addition to 10GB for the Hiberfil.sys, and about 1GB for the swapfile. This is practically a "break-even" situation against a default swapfile size of 16GB if one allows Windows to manage swapfiles by itself. So figure 45GB or more are daily written to my SSD.
Somehow, I come up with about 30 years lifespan with that, if the limit is 500TB. If one begins to have problems with an SSD at 300TB, that would mean about 18 years. If I write three times as much daily, then 6 years.
I think before that time, I will have moved on to newer hardware . . . . The caching is most elaborate on my system with an ADATA SP550 boot-system SSD.
Now if the OP is writing much, much more than am I on a daily basis, it might change expectations. But if news-group downloads are simply saved directly to an HDD, it circumvents any worry.
My 840 Pro cost me over $450 if I remember, and we'd like to recoup our investments in hardware. But of course, that was the model that has a longer life, so . . .
With an SSD