Womens health and recent health insurance changes

[Texashiker]

<serious thread>
<no trolling>

My stepdaughter will turn 26 years old this coming March. She is covered under my health insurance until she turns 26. She is currently working a part-time job for the local government, which hopefully will turn into a full time job in April. She has no other health insurance coverage besides through me.

She has 3 children, which are 2 boys and a daughter. My stepdaughter has said several times she does not want anymore children.

My wife called our insurance provider and asked about a tubal ligation before my stepdaughters coverage expires in March.

The out of pocket cost for a tubal is $1,500.

Her husband and father of the children works for a small family owned business which can not afford to provide insurance.

Here we have a young family who has all the children they can afford, and does not want anymore children, but can not afford permanent long term birth control.

In all seriousness, I thought recent changes in the health care laws was supposed to make this kind of coverage available and affordable.

I am trying to be honest and serious here, how are women supposed to take control of their lives when they are denied long term birth control options? Yes there are IUDs and birth control pills. She currently has an IUD. But she wants something more permanent than pills, shots or IUD.

 

[z1ggy]

In before the trolling starts!!!!

I have a solution though, in all <seriousness>.

Has she heard of condoms before? I hear those things work great!!

 

[surfsatwerk]

She has access to birth control. Her problem is not "access" but rather "preference".

 

[z1ggy]

Also, why is this in P&N?

This has nothing to do with politics.

This is not news worthy.

I say this thread is either closed to moved to ATOT.

 

[theeedude]

Why doesn't her husband get a vasectomy instead? Cheaper and safer.

 

[Texashiker]

Also, why is this in P&N?

This has nothing to do with politics.

Wasn't the ACA supposed to directly address womens health needs?

 

[theeedude]

Wasn't the ACA supposed to directly address womens health needs?

Did she even sign up for an ACA plan herself?
ACA is why she could stay on your plan till 26. The coverage is whatever you got on your plan, if you want it to cover tubal ligation, sign up for one that does or talk to your boss if it's not available.

 

[Londo_Jowo]

Why doesn't her husband get a vasectomy instead? Cheaper and safer.

Most Urologist normally do not perform vasectomies on people under the age of 40.

 

[rudeguy]

<serious thread>
<no trolling>

My stepdaughter will turn 26 years old this coming March. She is covered under my health insurance until she turns 26. She is currently working a part-time job for the local government, which hopefully will turn into a full time job in April. She has no other health insurance coverage besides through me.

She has 3 children, which are 2 boys and a daughter. My stepdaughter has said several times she does not want anymore children.

My wife called our insurance provider and asked about a tubal ligation before my stepdaughters coverage expires in March.

The out of pocket cost for a tubal is $1,500.

Her husband and father of the children works for a small family owned business which can not afford to provide insurance.

Here we have a young family who has all the children they can afford, and does not want anymore children, but can not afford permanent long term birth control.

In all seriousness, I thought recent changes in the health care laws was supposed to make this kind of coverage available and affordable.

I am trying to be honest and serious here, how are women supposed to take control of their lives when they are denied long term birth control options? Yes there are IUDs and birth control pills. She currently has an IUD. But she wants something more permanent than pills, shots or IUD.

If she is married, why is she on your insurance?

If she is married and has kids, who insures the kids?

If she is married and has kids, why are you trying to make decisions for her regarding her sexuality?

Why are you talking to your grown daughter about what type of birth control she uses?

 

[Londo_Jowo]

Did she even sign up for an ACA plan herself?
ACA is why she could stay on your plan till 26. The coverage is whatever you got on your plan, if you want it to cover tubal ligation, sign up for one that does or talk to your boss if it's not available.

His current insurance does cover the procedure and the out of pocket cost is $1,500. I guess he thinks it should be really cheap or free.

 

[soulcougher73]

<serious thread>
<no trolling>

My stepdaughter will turn 26 years old this coming March. She is covered under my health insurance until she turns 26. She is currently working a part-time job for the local government, which hopefully will turn into a full time job in April. She has no other health insurance coverage besides through me.

She has 3 children, which are 2 boys and a daughter. My stepdaughter has said several times she does not want anymore children.

My wife called our insurance provider and asked about a tubal ligation before my stepdaughters coverage expires in March.

The out of pocket cost for a tubal is $1,500.

Her husband and father of the children works for a small family owned business which can not afford to provide insurance.

Here we have a young family who has all the children they can afford, and does not want anymore children, but can not afford permanent long term birth control.

In all seriousness, I thought recent changes in the health care laws was supposed to make this kind of coverage available and affordable.

I am trying to be honest and serious here, how are women supposed to take control of their lives when they are denied long term birth control options? Yes there are IUDs and birth control pills. She currently has an IUD. But she wants something more permanent than pills, shots or IUD.

Error 404: No denial found.

Per your other thread. They could just start "packing poo" i think was the term used.

 

[theeedude]

His current insurance does cover the procedure and the out of pocket cost is $1,500. I guess he thinks it should be really cheap or free.

So basically she is on his insurance till 26 only because of ACA, an it partially pays for a tubal. But he's complaining because it's not free.

 

[Texashiker]

His current insurance does cover the procedure and the out of pocket cost is $1,500. I guess he thinks it should be really cheap or free.

At the very least affordable.

They can not afford any more children, but can not afford to pay for the tubal.

If she is married, why is she on your insurance?

That is the way my insurance works.

If she is married and has kids, who insures the kids?

Kids are on medicaid.

If she is married and has kids, why are you trying to make decisions for her regarding her sexuality?

I am not trying to make decisions. My wife (her mom) wanted to know how much the insurance would pay on the tubal and she called.

This was in response to my stepdaughter saying several times she did not want anymore kids.

Why are you talking to your grown daughter about what type of birth control she uses?

Because we talk about that kind of stuff. We are open with our kids about sex and birth control.

 

[Texashiker]

So basically she is on his insurance till 26 only because of ACA, an it partially pays for a tubal. But he's complaining because it's not free.

More like it is not affordable.

I thought the ACA had addressed these kinds of issues.

 

[rudeguy]

At the very least affordable.

They can not afford any more children, but can not afford to pay for the tubal.




That is the way my insurance works.



Kids are on medicaid.



I am not trying to make decisions. My wife (her mom) wanted to know how much the insurance would pay on the tubal and she called.

This was in response to my stepdaughter saying several times she did not want anymore kids.



Because we talk about that kind of stuff. We are open with our kids about sex and birth control.

So why the outrage at the government? Your issue is her husband isn't supporting his family. I shouldn't have to pay for your daughter's tubes getting tied. And that is what you want.

 

[theeedude]

More like it is not affordable.

I thought the ACA had addressed these kinds of issues.

It does address those kinds of issues.

http://healthinsurance.about.com/od...maximize-Your-Affordable-Care-Act-Benefit.htm

ACA exchange plans cover tubal ligation.

If your daughter can't afford ACA exchange plan, Medicaid covers tubal ligation.
Of course, GOP is not allowing Medicaid expansion to go forward in Texas, but that is your state and local issue, not an ACA problem.

 

[nickbits]

She gets free birth control pills for life (with ins). That is a pretty good deal. She wants the surgery she's going to have to pay. $1500 isn't unreasonable. I had already paid my max for the year in 2010 ($1000) so I got a vasectomy for $20 (consult copay). Hospital billed insurance for about $4500. She should be happy she doesn't have any other medical problems that required her to already pay out the $1500.
But really, free birth control is a good deal. Surgery is surgery and isn't to be taken lightly even for a routine proc.

 

[nickbits]

Most Urologist normally do not perform vasectomies on people under the age of 40.

I didn't have an issue. First doc I went to did it without question. Was 31 at the time with no children. Best surgery I've had.

 

[Texashiker]

So why the outrage at the government?

404, no outrage found.

Your issue is her husband isn't supporting his family. I shouldn't have to pay for your daughter's tubes getting tied. And that is what you want.

What I would like is for womens health options to be affordable.

Womens health has made leaps and bounds in the past few years. There are womens rights groups all over the place claiming they are fighting to empower women.

So why aren't long term birth control options more affordable? Especially for working class / low income families?

To claim the husband is not taking care of the family is sexist. Who says the man has to provide insurance? She needs to do her fair share as much as he does.

 

[Atomic Playboy]

What do you mean my plan covers eyeglasses but not LASIK? THIS IS AN OUTRAGE.

 

[theeedude]

404, no outrage found.




What I would like is for womens health options to be affordable.

Womens health has made leaps and bounds in the past few years. There are womens rights groups all over the place claiming they are fighting to empower women.

So why aren't long term birth control options more affordable? Especially for working class / low income families?

To claim the husband is not taking care of the family is sexist. Who says the man has to provide insurance? She needs to do her fair share as much as he does.

They are more affordable, you can get subsidized ACA exchange plan or ACA expanded Medicaid, both cover birth control, including tubal ligation, specifically for working class / low income families?
I think your issue is with Texas GOP blocking Medicaid expansion. If it's really a concern, there is a governor race this year that can help change that.

Straight from the horse's mouth:
http://blog.chron.com/texaspolitics...davis-is-a-vote-to-expand-obamacare-in-texas/

Abbott campaign: A vote for Wendy Davis is a vote to expand Obamacare in Texas

So if you want the full benefits of ACA in Texas, you know what to do.

 

[Daverino]

And this right here is exactly why Obamacare is going to be a success in the long run. It gives people benefits that they need and want.

Last year it was complaints that people didn't want or need the ACA.
This year it is complaints that the ACA doesn't help as much as we want.
Five years from now it will be 'KEEP YOUR GOVERNMENT HANDS OFF MY HEALTHCARE' when a change in the ACA is proposed.

If it weren't for the ACA your daughter would have no insurance at all and you'd be looking at upwards of $7,000 for this procedure.

 

[rudeguy]

404, no outrage found.




What I would like is for womens health options to be affordable.

Womens health has made leaps and bounds in the past few years. There are womens rights groups all over the place claiming they are fighting to empower women.

So why aren't long term birth control options more affordable? Especially for working class / low income families?

To claim the husband is not taking care of the family is sexist. Who says the man has to provide insurance? She needs to do her fair share as much as he does.

You are missing the big questions:

Why isn't she paying for her own stuff?
Why isn't her husband paying for her stuff?
Why in the hell should I have to pay for her stuff?

What's next, I get to start paying for her lube too? Maybe some french ticklers? Maybe hubby needs a cock ring?

 

[Theb]

Why doesn't her husband get a vasectomy instead? Cheaper and safer.

This. Tubal Ligation makes no sense unless it's an open marriage.

 

[Texashiker]

I think your issue is with Texas GOP blocking Medicaid expansion. If it's really a concern, there is a governor race this year that can help change that.

Straight from the horse's mouth:
http://blog.chron.com/texaspolitics...davis-is-a-vote-to-expand-obamacare-in-texas/

So if you want the full benefits of ACA in Texas, you know what to do.

Texas GOP is blocking the state from going broke when the federal grants run out.

You will be singing a different tune when the grants run out and states have fund their own medicaid expansion. Some blue states are already rethinking their medicaid expansion. But they are not going to do anything until after the 2014 elections.

And this right here is exactly why Obamacare is going to be a success in the long run. It gives people benefits that they need and want.

If it weren't for the ACA your daughter would have no insurance at all and you'd be looking at upwards of $7,000 for this procedure.

I am not sure the family is better off with the ACA.

She makes more money than her husband. He could leave his job, stay home with the kids, and the whole family could get on medicaid.