werepossum
Elite Member
- Jul 10, 2006
- 29,873
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Yep, there's a big gap between being poor enough to qualify for Medicaid and being rich enough to afford high risk/high expense pre-existing condition private individual policy health insurance.Medicaid requires you to meet the federal definition of poverty. For a family of 4, Its just a little less than a total income of $24,000. To be honest, I'm not even sure if in this country a single person can actually live a proper life on an income of $24,000 let alone a family of 4. BTW, obamacare pushed this requirement up to $30,000 for a family of four, and there was a lot of pushback from red states regarding this expansion of medicaid.
That more or less is the issue with healthcare in this country. You have to either wait until 65 (for medicare), or be dirt poor. For pretty much everyone else, private insurance is too affordable and if you get sick you'll lose your job and your current insurance eventually.
Most of us who were on the losing side of Obamacare lose comparatively little, whereas many who were on the winning side of Obamacare gained hugely. Transplants are one such area; they are incredibly expensive and because they rely on a donor list, doctors and hospitals aren't easily forced to provide one for free.
As a personal side note, I lost one hospital when our canceled non-compliant health insurance policy was replaced with an Obamacare-compliant health insurance policy which pays less (thereby funding all the freebies as well as health insurance for others who are subsidized) and it now looks like that hospital will be closing its doors forever.