I don't have any wallpaper and very only 1 app (printer) in system tray. After working with system for a bit, not unusal to see 24MB+ with nothing open. Then there's a SVCHOST chewing up another 15MB and each instance of IE swallows another 15MB before it even opens a page. This one for AF is over 30MB. I have 512 physical and plenty virtual. I also run a clean machine - no viruses, spyware or even StartUp Folder/HKLMRun items. Are Microsoft's products such bloted pigs that RAM is no longer even a consideration?