I'd also note that used prices can save you even more. Just scanning my local Craigslist ads, I see a lightly used Canon 5D for $1200 and a 24-105mm f/4L for $800. Yesterday I saw a 24-70 f/2.8L for $800. Used 40Ds are $600-$700, and new 50Ds are $1050-$1100.