Why is Google Wallet such a failure?

[biostud]

Apple doesn't have NFC /thread

We've got some new apps in Denmark like MobilePay, were you can connect your credit card with your phone number, and when you want to pay someone you just push in their phone number and the amount you want to pay, and that's it. For security reasons you can only pay something like $250-300 pr. day.

 

[AznAnarchy99]

I used it a few times with my Nexus. It was a cool gimmick and wowed the girl at Jamba Juice but its not any faster than a credit card, not really any more secure than a credit card, and it didn't accept all of my credit cards from the get go.

 

[Suspicious-Teach8788]

Regarding NFC payments: Yeah I mean I used it once or twice at CVS but unless you frequent the chain stores all your life, not all places have them. I can name tons of chains that don't have NFC readers--Panda Express, Target, Safeway. I was at Banana REpublic the other day and forgot my wallet, and rather than to ask my gf, I tried NFC and while they had the reader, their system wasn't setup.

I also forgot to add that on Google Wallet negates any cash back bonuses you may have through your credit card (like 5% gas for example)

 

[tential]

Regarding NFC payments: Yeah I mean I used it once or twice at CVS but unless you frequent the chain stores all your life, not all places have them. I can name tons of chains that don't have NFC readers--Panda Express, Target, Safeway. I was at Banana REpublic the other day and forgot my wallet, and rather than to ask my gf, I tried NFC and while they had the reader, their system wasn't setup.

I also forgot to add that on Google Wallet negates any cash back bonuses you may have through your credit card (like 5% gas for example)

Again, part of this is "Why do I put an NFC Reader in my store when phone companies block google wallet?"

And with the Kitkat update, Wallet was supposed to be automatically enabled according to some tech sites I read but well, who knows if they got their info correct.

Blame the anticompetitive nature of the United States when it comes to emerging tech. Our government is extremely behind when it comes to policing new tech.

Just look at how Netflix is extorted to give cash/servers to ISPs since ISPs bandwidth was being eaten up by Netflix users. Does that make sense to you? Why is it that if a whole neighborhood is on Time Warner Cable, and they are watching Netflix and TimeWarnerCable's pipelines can't handle the bandwidth, that instead of people being upset that TimeWarnerCable advertises internet they can't provide, they get mad at Netflix instead (I don't own or use netflix btw just giving an example). The US frequently has anticompetitive rulings when it comes to internet/emerging tech.

 

[PowerYoga]

Regarding NFC payments: Yeah I mean I used it once or twice at CVS but unless you frequent the chain stores all your life, not all places have them. I can name tons of chains that don't have NFC readers--Panda Express, Target, Safeway. I was at Banana REpublic the other day and forgot my wallet, and rather than to ask my gf, I tried NFC and while they had the reader, their system wasn't setup.

that's sort of the point. NFC is not widespread enough for google wallet or NFC enabled phones to matter much and the process is not convenient enough for people to use it over swiping a card.

On the other hand if NFC is widespread enough I can take all my credit cards out of my wallet and just use my phone, etc...

I think transactions on google wallet is listed as net transaction (or online purchases) and that's always 1% on the popular cards. I imagine if you have a card that gives you 5% on those purchases it'll work, but those cards don't exist.

 

[s44]

Again, part of this is "Why do I put an NFC Reader in my store when phone companies block google wallet?"

Because it has nothing specific to do with Google Wallet. There are NFC-enabled actual cards... and other NFC systems like Isis that the carriers *are* trying to push. All of these work on the exact same payment terminals.

 

[Rottie]

Andriod has a lot of malware and virus Google doesn't care about it because it is open source .

Post seems rather unrelated. Plus, I'd think that an assertion like this would require some bit of evidence to support it. -Admin DrPizza.

 

[Dulanic]

Andriod has a lot of malware and virus Google doesn't care about it because it is open source .

What a off the wall stupid ass comment that is completely unrelated to this thread.

So Linux doesn't care doesn't care about malware and viruses either because its open source? Huge corporations use servers based on Linux because its riddled with viruses right?

 

[A5]

Because it has nothing specific to do with Google Wallet. There are NFC-enabled actual cards... and other NFC systems like Isis that the carriers *are* trying to push. All of these work on the exact same payment terminals.

Yeah, my Chase MC has NFC in it (EasyPay or whatever MC calls it) as well. It's fun when I remember to use it, but it doesn't work 100% of the time even when the reader is present.

 

[soccerballtux]

They had a push back in 2006 remember? They had a lot of discounts on fee and were fee free in many cases for some time. Large retailers like Buy.com and Newegg had them too. I see some other checkout history in my transaction history with CellHut and Dick's sporting goods. It looks like I also bought my first Android Phone via Negri Electronics using Checkout as well.

I'm not suggesting that it's popular. It's one of those things Google tried that didn't really take off, but my point was that they had the back end payment processing capabilities already. The system was setup, and so just like you can pay a restaurant through the PayPal app, it could've been just as easy to set them up through Google Wallet. It's not so much that PayPal went and got all the vendors registered through PayPal, but I think they worked with partners like Eat24, Grubhub, Seamless, etc to get an ordering and payment system to work.

My main argument is that NFC payments only goes so far, and if Google can't get people to change the way they pay at the terminal, I don't see why they couldn't have offered a multi prong approach given that Wallet is also meant for sending money between individuals.

I think in the end you get a product that's specialized in NFC but offers no real advantages. In terms of sending money between people, there are alternatives that are far more popular and have wider adoption, and given that there's no ability to just pay a vendor through the app itself, internet payments (be it mobile or non mobile) will never take off either. So really, what is there left for Google Wallet?

they marketed that push entirely wrong. Flat discounts were stupid. People could look it up and go buy something expensive, Google out lots of money. What they should have done was make it 1. across the board for like 15% and 2. random huge discounts, like winning the lottery. Use Google Wallet online and you might get a discount of 50%! Or 75%! etc. That would have gotten people to just start using it every place they could.

As usual (Google Plus, NFC/Google Wallet, etc), google had the capacity to but failed to execute.

 

[soccerballtux]

Again, part of this is "Why do I put an NFC Reader in my store when phone companies block google wallet?"

And with the Kitkat update, Wallet was supposed to be automatically enabled according to some tech sites I read but well, who knows if they got their info correct.

Blame the anticompetitive nature of the United States when it comes to emerging tech. Our government is extremely behind when it comes to policing new tech.

Just look at how Netflix is extorted to give cash/servers to ISPs since ISPs bandwidth was being eaten up by Netflix users. Does that make sense to you? Why is it that if a whole neighborhood is on Time Warner Cable, and they are watching Netflix and TimeWarnerCable's pipelines can't handle the bandwidth, that instead of people being upset that TimeWarnerCable advertises internet they can't provide, they get mad at Netflix instead (I don't own or use netflix btw just giving an example). The US frequently has anticompetitive rulings when it comes to internet/emerging tech.

are they actually doing that, I thought it was just the TimeWarner/Comcast ABCDEOs fussing

 

[Suspicious-Teach8788]

http://www.engadget.com/2014/04/21/dominos-pizza-google-wallet/

Well finally. Looks like we can pay directly via app. I'd argue that pay by app would gain far more traction than tap to pay at least in the US.

 

[randomactsoftech]

Ive been upset about US carries anti-google wallet attitude for a while now. Although Im sure they have their reason... I dont care.. I want to use it. I did however run into something amazing that is being crowd funded right now. I am thinking of pre ordering. its called coin. (I assure you I have nothing to do with this site I just thinks its awesome!) basically you store all of your credit/debit cards on it and it changes is magnetic strip to clone that card so you only have to carry one card. Granted its still one step too many in my opinion. But until I can leave my wallet at home and only carry my phone.. this might be my next buy!

 

[Rottie]

What a off the wall stupid ass comment that is completely unrelated to this thread.

So Linux doesn't care doesn't care about malware and viruses either because its open source? Huge corporations use servers based on Linux because its riddled with viruses right?

You can call me stupid ass or my stupid ass comment. It might be relate to why Google Wallet was a failure was because of malware who knows? Maybe Google does not wants everyone to know? Open Source people can create malware/virus to steal info from Google Wallet? NSA can create open source for Android to snoop around. Apple's iCloud is for NSA to look at. Who knows NSA paid million to Apple for iCloud?