Why do minors have less rights than adults?

[imported_goku]

Originally posted by: rbV5

Timmy needs to get another bank. I still don't feel sorry for Timmy.

Any bank would do the same thing with an account like that. Timmy simply needs either:

*a different account that allows him to make withdrawls with a bank card.
*a little patience to go when mom and dad can also go.
*suck it up because;

Mom and Dad don't want Timmy to spend his measly $500 on something frivilous, or they would find time to go to the bank.

It's timmy's money, what if mom and dad are deadbeat rednecks who spend their welfare checks on cigarettes, booze and gambling? How are they any better then?? I

 

[dullard]

Originally posted by: goku
Thats a horrible lesson, just horrible. Whats the point of saving money if you can't spend it? Why don't we just have everybody in america save money, but they can't spend it until fornever? lol It's timmy's money, he should be able to spend it as he so chooses. If it's his parents money, then THAT is definately understandable.

Timmy can spend it when he is of legal age. Or when his parents want him to. Or when he files for emancipation. Or when he gets a debit card. Or...

And you call all those opportunities to get at his money "can't spend it until fornever"?

 

[dullard]

Originally posted by: goku
It's timmy's money, what if mom and dad are deadbeat rednecks who spend their welfare checks on cigarettes, booze and gambling? How are they any better then?? I

Pick and choose your side goku. First you say children don't have rights (ie children can't have money). Now you say it is the child's money. Which is it?

 

[KoolDrew]

Minors have less rights than adults because their parential guardian units are responsible for them until they turn 18.

 

[Babbles]

Originally posted by: Vic

Here's what my dad used to tell me when I was kid. "Quick! Leave home and go out into the world now while you still know everything."

:thumbsup:

A lesson Goku totally missed.

Goku, do you seriously like to show off your immaturity? You had the audacity to attempt to claim how much more mature you are relative to your peers; however, with almost every single thread you start - especially so in this case - you do nothing but demonstrate a total lack of critical thinking.

You probably think you are being clever and astute, but you are not. A really good clue is that if essentially everybody thinks you are wrong, chances are you are probably wrong.

 

[imported_goku]

Originally posted by: dullard

Originally posted by: goku
Thats a horrible lesson, just horrible. Whats the point of saving money if you can't spend it? Why don't we just have everybody in america save money, but they can't spend it until fornever? lol It's timmy's money, he should be able to spend it as he so chooses. If it's his parents money, then THAT is definately understandable.

Timmy can spend it when he is of legal age. Or when his parents want him to. Or when he files for emancipation. Or when he gets a debit card. Or...

And you call all those opportunities to get at his money "can't spend it until fornever"?

Thats dumb, and yes I say thats fornever.

Actually, lol, that IS fornever.
(alternate scenario)
[*]timmy has accumulated $5k in the account over the years
[*]Timmy has never wanted to withdraw money from his account because his parents generally provided what he needed.
[*]one day timmy gets into a big fight with mom+dad and the parents kick him out and timmy is on his own.
[*]Two years has passed since timmy was kicked out, timmy is 18 now and wants to take the money out of his account.
[*]Timmy goes to the bank, and talks to the teller.
[*]the teller greets timmy and asks him, how can I help you today
[*]timmy, remembering his account number, tells the teller that he would like to withdraw some funds from his account
[*]the teller brings up timmy's account and says 'sorry, but you have to have your mom or dad with you
[*]timmy is frustrated and is having flashbacks to when he was 12, timmy politely replies and says "but I'm 18 years old"
[*]the teller tells timmy that despite being an adult, he cannot withdraw funds from his account until his parents are there.

now, what does timmy do now?

Do you feel sorry for timmy NOW?

 

[imported_goku]

Originally posted by: Babbles

Originally posted by: Vic

Here's what my dad used to tell me when I was kid. "Quick! Leave home and go out into the world now while you still know everything."

:thumbsup:

A lesson Goku totally missed.

Goku, do you seriously like to show off your immaturity? You had the audacity to attempt to claim how much more mature you are relative to your peers; however, with almost every single thread you start - especially so in this case - you do nothing but demonstrate a total lack of critical thinking.

You probably think you are being clever and astute, but you are not. A really good clue is that if essentially everybody thinks you are wrong, chances are you are probably wrong.

How is that critical thinking? thats basically saying to the kid, "because I said so, now, go get me a beer you little rugrat"

 

[dullard]

Originally posted by: goku
[*]timmy has accumulated $5k in the account over the years
[*]Timmy has never wanted to withdraw money from his account because his parents generally provided what he needed.
[*]one day timmy gets into a big fight with mom+dad and the parents kick him out and timmy is on his own.
[*]Two years has passed since timmy was kicked out, timmy is 18 now and wants to take the money out of his account.
[*]Timmy goes to the bank, and talks to the teller.
[*]the teller greets timmy and asks him, how can I help you today
[*]timmy, remembering his account number, tells the teller that he would like to withdraw some funds from his account
[*]the teller brings up timmy's account and says 'sorry, but you have to have your mom or dad with you
[*]timmy is frustrated and is having flashbacks to when he was 12, timmy politely replies and says "but I'm 18 years old"
[*]the teller tells timmy that despite being an adult, he cannot withdraw funds from his account until his parents are there.

now, what does timmy do now?

Do you feel sorry for timmy NOW?

Anything with an age restriction on minors will allow the minors to do it when they reach the legal age. In your example, when Timmy is of legal age, he can legally get his money without a parent. Your example doesn't even approach reality. Why don't you do us all a favor and find the laws on this and post them here. Then when you turn 18, run for office and change the law.

Also, the parents have no legal right to kick Timmy out at the age of 16 like that. Timmy can and should be given new legal guardians and/or be emancipated. Thus, Timmy can spend his money.

I feel sorry for Timmy's parents breaking the law. I don't feel sorry for Timmy not using the law to get his money.

 

[Kirby]

does goku==timmy?

 

[avi85]

Originally posted by: nkgreen
does goku==timmy?

no, goku = immature 11 yr. old

 

[imported_goku]

Originally posted by: dullard

Originally posted by: goku
[*]timmy has accumulated $5k in the account over the years
[*]Timmy has never wanted to withdraw money from his account because his parents generally provided what he needed.
[*]one day timmy gets into a big fight with mom+dad and the parents kick him out and timmy is on his own.
[*]Two years has passed since timmy was kicked out, timmy is 18 now and wants to take the money out of his account.
[*]Timmy goes to the bank, and talks to the teller.
[*]the teller greets timmy and asks him, how can I help you today
[*]timmy, remembering his account number, tells the teller that he would like to withdraw some funds from his account
[*]the teller brings up timmy's account and says 'sorry, but you have to have your mom or dad with you
[*]timmy is frustrated and is having flashbacks to when he was 12, timmy politely replies and says "but I'm 18 years old"
[*]the teller tells timmy that despite being an adult, he cannot withdraw funds from his account until his parents are there.

now, what does timmy do now?

Do you feel sorry for timmy NOW?

Anything with an age restriction on minors will allow the minors to do it when they reach the legal age. In your example, when Timmy is of legal age, he can legally get his money without a parent. Your example doesn't even approach reality. Why don't you do us all a favor and find the laws on this and post them here. Then when you turn 18, run for office and change the law.

You would think so, but that isn't the case. You don't believe me? Go bitch out your local teller next time you're there and we'll see what you come up with.

Also, the parents have no legal right to kick Timmy out at the age of 16 like that. Timmy can and should be given new legal guardians and/or be emancipated. Thus, Timmy can spend his money.

Legally no, but they do it anyways. The bank and parents are two different entities, if the bank breaks the law, it's a very big deal.

I feel sorry for Timmy's parents breaking the law. I don't feel sorry for Timmy not using the law to get his money.

Timmy apparently can't legally get his money in this situation, I don't know if it's a loophole or the teller is just an idiot, but when I made a stink about it, she asked the her supervisor and the supervisior exact word were 'yep' (insert unintellible/memorable ramble).

So there you have it, loop hole or not, it's a ****** situation. THe minor can't spend the money when they earned it as a kid, nor as an adult, personally I think thats ****** up.

 

[imported_goku]

Originally posted by: nkgreen
does goku==timmy?

no, but goku and timmy do have a bit in common.
One difference is that goku isn't an emo nor doesn't have an aunt sally.

 

[dullard]

Originally posted by: goku
So there you have it, loop hole or not, it's a ****** situation. THe minor can't spend the money when they earned it as a kid, nor as an adult, personally I think thats ****** up.

The teller and supervisor were wrong. Just go back tomorrow and try again.

 

[imported_goku]

Originally posted by: HamburgerBoy
Money corrupts the people's minds. Don't you ever think adults are any better than children?

Fixed and no, I don't think adults are better than children.

 

[imported_goku]

Originally posted by: dullard

Originally posted by: goku
So there you have it, loop hole or not, it's a ****** situation. THe minor can't spend the money when they earned it as a kid, nor as an adult, personally I think thats ****** up.

The teller and supervisor were wrong. Just go back tomorrow and try again.

Too late, I have withdrawn the funds and closed that account LONG ago. Look, I made that EXACT arguement when I first turned 18 and they didn't do ******. I've know that teller since I was 6 and what was the most frustrating thing about it all was that SHE told me when I was 6, or so I recall that I could do exactly what you're talking about now.

 

[avi85]

Originally posted by: goku

Originally posted by: dullard

Originally posted by: goku
So there you have it, loop hole or not, it's a ****** situation. THe minor can't spend the money when they earned it as a kid, nor as an adult, personally I think thats ****** up.

The teller and supervisor were wrong. Just go back tomorrow and try again.

Too late, I have withdrawn the funds and closed that account LONG ago. Look, I made that EXACT arguement when I first turned 18 and they didn't do ******. I've know that teller since I was 6 and what was the most frustrating thing about it all was that SHE told me when I was 6, or so I recall that I could do exactly what I'm bitching about now.

so now you're pretending to be over 18?

 

[imported_goku]

Originally posted by: avi85

Originally posted by: goku

Originally posted by: dullard

Originally posted by: goku
So there you have it, loop hole or not, it's a ****** situation. THe minor can't spend the money when they earned it as a kid, nor as an adult, personally I think thats ****** up.

The teller and supervisor were wrong. Just go back tomorrow and try again.

Too late, I have withdrawn the funds and closed that account LONG ago. Look, I made that EXACT arguement when I first turned 18 and they didn't do ******. I've know that teller since I was 6 and what was the most frustrating thing about it all was that SHE told me when I was 6, or so I recall that I could do exactly what I'm bitching about now.

so now you're pretending to be over 18?

Correct, I'll be turning 18, 10 years from now this dec.

 

[Dumac]

I got a checking account and debit card at the age of 15, and spend any money in there that I want too

I do believe minors get too stripped on right in some scenarios, but the life of a typical, American teenager is not that horrible or painful.

I just turned 16, if anyone was wondering.

 

[Dumac]

Originally posted by: goku

Correct, I'll be turning 18, 10 years from now this dec.

 

[imported_goku]

Originally posted by: Dumac
I got a checking account and debit card at the age of 15, and spend any money in there that I want too

I do believe minors get too stripped on right in some scenarios, but the life of a typical, American teenager is not that horrible or painful.

I just turned 16, if anyone was wondering.

But I don't know if you realize but you have a JOINT checking account with your legal guardian, it isn't a separate account that is linked in some way or a completely independent account, but a joint account. Do you get bankstatements in the mail? In the little plastic box where it says the address, who is it addressed to?

One reason I remember this being such a pita to get a checking account when i was a minor is because I really needed a checking account and the current account I had (the account that was being discussed) wouldn't let me withdraw with out my parents being there.

So I asked my dad if I could get a checking account and he told me I couldn't because 'it was the law' but because my friend, a minor, had one as well, I managed to convince him to go to the bank with me and figure things out. We entered the bank and we talked with the teller, I asked her if I could open a checking account and she told me with my dad at my side that I couldn't because I was a minor. My dad goes on saying "i told you" so I tell the teller that my friend has a checking account and hes a minor as well, She then says, "oh well, there is a certain circumstance where you CAN have one..."

:|:|:|:|:|:|:|:|:|:|:|:|:|:|:|:|

I have to warn you though, it's very danagerous, blah blah blah and so on.
She then goes on to say that inorder for this to happen, my dad has to open a joint checking account and I'd be a cosigner on the account.

They made a big stink about the whole thing since I didn't have my birth certificate there or other form of identification, so they said that they would make the account but my personal information would have to be faxed ASAP otherwise 'they might get in serious trouble' yada yada yada.

They made the whole thing into a mess, but determined to get an account, I faxed them the information, making sure every thing went perfectly, which ofcourse it didn't as they needed more personal information and then I finally had a useable checking account. But the thing that sucked the most is that it was made only 2 months before I turned 17. :| Would have been nice if that account had been made earlier.

 

[dullard]

Originally posted by: goku
But I don't know if you realize but you have a JOINT checking account with your legal guardian, it isn't a separate account that is linked in some way or a completely independent account, but a joint account. Do you get bankstatements in the mail? In the little plastic box where it says the address, who is it addressed to?

Exactly. All of us got joint accounts as minors and had 100% access to all of our money. What is the problem? A minor with a joint account can deposit and withdraw money. You yourself got a checking account and withdrew money from it. So don't go around saying you CAN'T do it - especially when you did it.

You just had the wrong form of account opened to begin with. Did you happen to have one of those education savings accounts where you CAN'T withdraw it? That might explain a lot of the confusions here.

 

[imported_goku]

Originally posted by: dullard

Originally posted by: goku
But I don't know if you realize but you have a JOINT checking account with your legal guardian, it isn't a separate account that is linked in some way or a completely independent account, but a joint account. Do you get bankstatements in the mail? In the little plastic box where it says the address, who is it addressed to?

Exactly. All of us got joint accounts as minors and had 100% access to all of our money. What is the problem? A minor with a joint account can deposit and withdraw money. You yourself got a checking account and withdrew money from it. So don't go around saying you CAN'T do it - especially when you did it.

You just had the wrong form of account opened to begin with. Did you happen to have one of those education savings accounts where you CAN'T withdraw it? That might explain a lot of the confusions here.

If you're a parent going to a bank and you ask to open a savings account for you child, the first thing that pops into the tellers head will NOT be a joint savings/checking account, period. They strongly advise against it and that is why minors don't generally have them. No, it wasn't an education savings account, a kid wouldn'tbe getting a bankstatement every month nor could he deposit money into that readily.

 

[BoomerD]

Originally posted by: goku

Originally posted by: nkgreen
does goku==timmy?

no, but goku and timmy do have a bit in common.
One difference is that goku isn't an emo nor doesn't have an aunt sally.

Well, maybe the part about not having an aunt Sally is right, but you post whiny sh!t like some 14 yr. old emo...
Do you while this much in real life? If so, I'll bet you get your ass kicked several times a week by the girls in your school...

 

[MrPickins]

Simple solution for minors who have a problem dealing with the bank: Use cash.

I did. Believe me, it worked.

 

[xeemzor]

Originally posted by: goku

Correct, I'll be turning 18, 10 years from now this dec.

After reading the registration TOS about three times, I still can't believe that there is no age limit clause in it.