Why can't I get a newegg preferred account?

[Jschmuck2]

I'll give them a ring right now Sorry, I'm juggling this and some stupid stuff at work.

"I'm assuming the address on your credit report belongs to your parents and the billing address is your own place correct?"

Yep, right on the money. I'll call the Egg and see what they have to say.

 

[Jschmuck2]

Well, I finally got it worked out.

Dropped in my Parent's address as the billing address and it went right through. I just hope the 3 times I tried to apply before that don't destroy my credit forever and ever.

Thanks to everyone !

 

[Injury]

Originally posted by: SmoochyTX

Originally posted by: Jschmuck2
Good question smoochy - she told me that she isn't familiar with credit reporting systems and could only help me with my BillMeLater questions.

Did you try calling that number I listed in a previous response? 1-888-609-0794

That is the Newegg customer care # for Preferred Account holders. While you don't have an account, maybe they can help you. This whole 'address' thing sounds stupid.

I'm assuming the address on your credit report belongs to your parents and the billing address is your own place correct? If companies didn't give out credit just because of that then everybody that had a credit card would still be living with mommy and daddy.

You could:

-Start an account and change the address after a few months
-Start a bank account from the new address
-Get insurnace linked to your new address
-Google methods of changing your address in reference to your credit history
-Call a credit beareau and ask about the steps to establish a new address on your credit history

All in all, not listing addresses that don't have a history or blocking them out probably prevents more fraud than it hurts people.

 

[Aimster]

Originally posted by: brandonbull

Originally posted by: Fayd
no, aimster's correct. applying for credit cards, lines of credit, etc. will cause your credit score to drop.

also, getting your credit report will also cause your credit score to drop.

it's kinda a ****** up system. i suggest getting a credit card, and paying it off every month. maybe a year or two down the line, try again.

Checking your own credit never causes your score to drop.

It goes as an inquiry. Too many inquiry reports are not good.

 

[Oceanas]

Originally posted by: Aimster
It goes as an inquiry. Too many inquiry reports are not good.

It does not count against you at all if you are checking your own report.

Text

Inquiries that don?t count toward your FICO score: Your own credit report requests, credit checks made by businesses to offer you goods or services, or inquiries made by businesses with whom you already have a credit account do not count toward your FICO score. Credit checks by prospective employers also do not count. These types of inquiries may appear on your credit report, but they are not included in your FICO score.