Ludington is a small town on the conservative side of the state. I remember moving to Grand Rapids for a couple years and one of the first things people kept asking me at my new job after the introduction and obligatory 'niceties' was "what church do you go to?" Note that the presumption was I went to church, it wasn't conceivable to these folks that I might not go to church at all (the heathen that I am). I believe they called them "Dutch Reformed" or something...Michigan's Bible Belt.
Not a whole lot to do there, everyone is pretty much white except for some migrant workers (that is not to say they are racist or something, its just that it is a very white community and that can be a culture shock if you're coming from a more diverse upbringing), LOTS of farm land and the like. Luckily there IS a lot to do in the surrounding area, but its pretty much all outdoorsy type recreation (boating, fishing, hunting, hiking, walking, cycling, etc.). If you're looking for night life and that metropolitan element, you ain't gonna find it in Ludington.
But, if you like that sort of thing (small towns and burbs), and I do, Ludington is great. Friday night football, cheerleaders, homecoming queens, farm tractors, 4x4 trucks, county fairs, low crime, rhubarb pie, Aunt Bea and Opie...that sort of community. Its not for everybody, but then again, it is precisely these types of towns and communities that everyone is 'escaping' to from the cities.