I personally tend to disable swap file completely, too. I do this since 2001 and the worst thing that happened to me is that Firefox crashed when I had it on 4GB RAM system with 100+ windows opened. Those windows were re-opened after Firefox restarted... yeah it was really "a real nightmare"
I do office work. For Photoshop, Premiere, Red Epic and video-processing it would be a different story. It's very simple : just use your system to the max you can and open Task Manager. Notice the digital Memory counter, right below CPU utilization graphs - how much does it read ? If less than you have physical memory, you DON'T NEED swap. Turn it off. I usually consume around 3.5GB of memory with all my applications running at the same time.
The issue is : WMM, windows memory management, is stupid and uses physical RAM and swap file as "one joint space" and does not distinguish between them. So if you have 4GB RAM and 6GB swap, it will behave like if you had 10GB of "some memory". It is really stupid to use part of this "available memory" for example for disk cache operations - as it is located on the disk. Imagine swapping out any part of running applications just to free up memory for disk cache
clever, very clever.
Buying more RAM and disabling swap will also change behavior of your applications. Memory management does not have the possibility to behave in described ineffective ways. All applications suddenly consume less memory than they used to. Woooow. All applications suddenly switch instantly - they have "nowhere to go" and must remain in physical RAM. Buy more RAM if your system is slow, this is the biggest, simpliest and cheapest performance boost. Don't scratch your head over SSDs for too long. Always try to fit all your data, even if you do Photoshop, to physical RAM. Buy 32GB if needed, no obligations. It costs 100$ today. If you need it, it will pay off in a day or maximum two - your productivity will be much higher. Disable swap with 16GB or 32GB RAM.
Just check it - there's nothing to be lost. If you have problems and some application crashes, enable swap again. One reboot, that's it. And you will know for sure.
I absolutely agree with "you won't notice the difference between your two SSDs". Second here or there, you are just splittin' hairs. Worthless. If you start up Windows in 11 seconds or 10.2 seconds is totally meaningless - how often do you reboot ? 94892 times a day ?? If you start up Photoshop in 5.2 seconds or 4.1 seconds, does it really matter ? If you open Word in 1.9 seconds or 1.1 seconds, is it really ANY difference to your economy ? YOU SPENT MUCH MORE TIME READING THIS TEXT THAN YOU WILL SAVE IN A WEEK BY HAVING FASTEST SSD. Yes you really did. Moreover, your work is not always limited by disk I/O and I really really doubt there is a single person on this planet who can load up storage to the maximum possible extend ALL DAY EVERY DAY EVERY SECOND.
Did you count valves on your car ? Yeah it's tremendously important for Americans to have V8, right ? Any time, any car. V6 owners are loosers pchew... and then you drive 55mph on highway [!!!!!!!!], dammit ANY 4V can do that without blinking an eye !