Im a senior in highschool right now and currently taking AP Calculus AB. The text book and the course go along a lot better with an ti-89; there are some things you can do on an 89 you simply can't on 83s or 86s.
From my past experience in pre-calc, I can say that an 89 would have been a lot better than my current 83+, and that my 83+ was easier to use than the 86. (Almost anyone whos had the 86 at my school says its not as good as the 83+ as far as useability and easability)
If you also plan to go into statistics, the 83+ would be a much better choice than the 86(again, what my friends who took stats said).
And assuming you will go onto more advanced levels of math, the 89 will "last" you the longest, and is very helpful in college as well.
Right now, Target has the TI-89 for 129.99. What you can do is price match with staples or another office store and get it for less (110% gaurantee thingy), and possibly even use a coupon to make it a bragian.
IMO, get the 89.