Eliminating pre-existing conditions will definately go a long ways to curtail premium inflation
I am trying to wrap my mind around that statement. This is the way I see it and please correct me if I am wrong. If you increase coverage by including pre-existing conditions and eliminating lifetime caps you will increase the overall amount of healthcare spending by the insurance plan. If you increase the amount that a plan pays out then the plans fund will shrink unless it is kept up with additional funds. These funds would need to come from somewhere and that would most likely be from premium increases.
That being said, I don't see how this curtails premium inflation. In fact it looks like the opposite would hold true. I do agree that these things need to be addressed, but I don't see how it won't just shift costs from the consumer to the health plans and then back the consumer through premium increases.
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