Where can I cash a Canada Post money order without getting hit with fees?

[tboo]

My bank wants $12.00 to cash the money order. The guy who sent it to me says I can cash it at any US post office. Is this true?

 

[MercenaryForHire]

If it's the "International" one, you should be able to, and they should only charge $3 at most.

That's why I pay in USD.

- M4H

 

[tboo]

how do I know if its the international one?

 

[sandorski]

Originally posted by: tboo
how do I know if its the international one?

It should say "US Funds" or some other such thing. I'd change banks if I was you, that $12 charge is ridiculous.

 

[Kaervak]

As long as the M.O. is in US funds your post office will cash it without any problems.

 

[vegetation]

Originally posted by: sandorski

Originally posted by: tboo
how do I know if its the international one?

It should say "US Funds" or some other such thing. I'd change banks if I was you, that $12 charge is ridiculous.

I agree, your bank is really lame and frankly screams "We hate customers". I would change it immediately. I've never heard one that imposes a service fee on a CanadaPost MO.

 

[tboo]

they are telling me that canada charges them a $12.00 processing fee

 

[Martin]

Last time I used an MO I paid $145US (it said 145 US on the MO) and I paid ~198CDN with like $3 fee. I don't think there should be ay fee for cashing it.

 

[ComputerMonkey]

Should be free to cash it. I've bought lots of stuff on eBay with Canada Post MO's. It should say "US" next to the dollar amount. No one I've dealt with has ever had any problems cashing them.

 

[tboo]

Originally posted by: ComputerMonkey
Should be free to cash it. I've bought lots of stuff on eBay with Canada Post MO's. It should say "US" next to the dollar amount. No one I've dealt with has ever had any problems cashing them.

Where do you cash yours?

 

[Colt45]

is it pink?

the international or US ones are pink. should be no fee. If the person that sent it fvcked up, it might be a domestic money order (ie. for use within canada). I forget what color the domestic ones are.. green for USPS, i forget for canada, because. i dont know. might still be pink come to think of it. heh


Once i had a USPS money order sent to me.. but it was a domestic one, not an international.. so the PO wouldnt cash it, and the bank charged me.. a few bucks. something like $3.

 

[bernse]

Wow. Some of these fees are unreal. I've never been hit for cashing a postal money order before, either CDN$ or US$.

 

[eakers]

Originally posted by: tboo
they are telling me that canada charges them a $12.00 processing fee

but the guy who bought it had to pay a processing fee...

 

[Tetsuo]

I've never got a fee cashing a MO at my bank.

 

[tboo]

Originally posted by: Colt45
is it pink?

the international or US ones are pink. should be no fee. If the person that sent it fvcked up, it might be a domestic money order (ie. for use within canada). I forget what color the domestic ones are.. green for USPS, i forget for canada, because. i dont know. might still be pink come to think of it. heh


Once i had a USPS money order sent to me.. but it was a domestic one, not an international.. so the PO wouldnt cash it, and the bank charged me.. a few bucks. something like $3.

Yes its pink-it says US $240.00 on it.

I have no problem cashing domestic MOs at my credit union, but they were giving me a hard time with this one. They said a $12.00 fee + they werent sure of the exchange rates so it could be less than what the mo says. i pointed out that it said US $240.00, but they said they werent sure & they had to check. Personally, I think they are all idiots & have no clue on what to do. Monday Ill try the post office-others said they have cashed Canada Post MOs there-so ill try that.

 

[SaturnX]

Yep, I use Canadian MO's all the time, and it looks like you got an International MO so you're all fine and should be able to cash it without any charges. The sender pays the $3.00 or so charge to issue the MO and pays the corresponding amount corresponding to the exchange rate at the time.

But I agree that credit union is ridiculous.

--Mark

 

[joinT]

Yes, any USPS post office must cash it for no charge.

 

[TwinkleToes77]

Originally posted by: tboo

Originally posted by: Colt45
is it pink?

the international or US ones are pink. should be no fee. If the person that sent it fvcked up, it might be a domestic money order (ie. for use within canada). I forget what color the domestic ones are.. green for USPS, i forget for canada, because. i dont know. might still be pink come to think of it. heh


Once i had a USPS money order sent to me.. but it was a domestic one, not an international.. so the PO wouldnt cash it, and the bank charged me.. a few bucks. something like $3.

Yes its pink-it says US $240.00 on it.

I have no problem cashing domestic MOs at my credit union, but they were giving me a hard time with this one. They said a $12.00 fee + they werent sure of the exchange rates so it could be less than what the mo says. i pointed out that it said US $240.00, but they said they werent sure & they had to check. Personally, I think they are all idiots & have no clue on what to do. Monday Ill try the post office-others said they have cashed Canada Post MOs there-so ill try that.

if it says $240USD then there is no reason to worry about the exchange rate.. its a flat USD check. Your bank is being moronic. I send money orders all the time to the states to my mom and shes never had a problem.