'97 is when I bought my first PC and got online.  Didn't think it was worth it before then, and still paid through the nose for the technology at that time.  Didn't help any that I lived in Guam at the time, and was stuck with 28.8 dial up that I bought a packet of hours per month to surf ($70 for 100 hours....ouch!!).
However, my first foray into computers (and I'll really be showing my age here) was as a junior in high school, when we had a time-share connection with the server co-owned by all the schools in the county.  We had a combination dot-matrix printer with a keyboard built into it, no monitor, and our dial-up connection was a telephone (rotary dial still, I believe) with a modem cradle.  You dialed the number, waited for the squeal-squawk, put it into the cradle, and then sat down at the keyboard and logged onto the server.  We programmed in basic, and typed each line of code in, one at a time.  Then print out your program, or run it and see if it worked, and re-type any lines you flubbed.  No monitor, so your typing skills better be pretty good!
It wasn't until the year after I graduated that my high school bought THREE Apples for the students to learn on.  Yes, three computers for the entire student body!  :laugh: