Jeff7
Lifer
- Jan 4, 2001
- 41,596
- 20
- 81
My plan as well.Index funds with Vanguard.
Buy and hold up to and beyond retirement, with some rebalancing in there to slowly shift to less-volatile investments as time passes.
At work, I started in on the 401k plan over a year ago. Maybe 2 years now, I don't know.
The fund options they have aren't terrible in terms of expense ratios, though they can't compete with Vanguard's offerings, but the financial company then tacks onto that another 0.75 for their sales force, advertising, and other overhead.
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