- Jan 10, 2006
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I was curious about my credit, and using annualcreditreport.com I wanted to check it. Why don't any of the three agencys give you an actual number? They only seem to give you a report?
Originally posted by: jagec
'cause they want you to pay money to get your score.
Originally posted by: Ilikepiedoyou
the FTC requires one free report from all three agencys per year, does this no involve the number, only your credit inquiry report?
Originally posted by: Nitemare
Originally posted by: Ilikepiedoyou
the FTC requires one free report from all three agencys per year, does this no involve the number, only your credit inquiry report?
report not score
Originally posted by: FoBoT
no, they are different companies
the "Score" is from myFICO.com , they are a different company that the 3 big/main credit reporting companies, Experian, Equifax and Trans Union
you can get one free credit report from those 3 each year through annualcreditreport.com
that has nothing to do with your credit score, if you want that, go to myFICO.com
Originally posted by: FoBoT
no, they are different companies
the "Score" is from myFICO.com , they are a different company that the 3 big/main credit reporting companies, Experian, Equifax and Trans Union
you can get one free credit report from those 3 each year through annualcreditreport.com
that has nothing to do with your credit score, if you want that, go to myFICO.com
Originally posted by: JLee
Experian/Equifax/TransUnion have scores as well.
Originally posted by: hellokeith
Originally posted by: JLee
Experian/Equifax/TransUnion have scores as well.
If you purchase a report at truecredit.com, there is an add-on option to get the 3 scores from each of these. Surprisingly, they can vary quite a bit. Equifax had something on me from like 6 years ago that neither of the other agencies had. I'm resolving it now.
Originally posted by: jagec
Originally posted by: FoBoT
no, they are different companies
the "Score" is from myFICO.com , they are a different company that the 3 big/main credit reporting companies, Experian, Equifax and Trans Union
you can get one free credit report from those 3 each year through annualcreditreport.com
that has nothing to do with your credit score, if you want that, go to myFICO.com
myFICO simply reports the scores that Experian/Equifax/Trans Union issue.