What's your FICO Credit Score?

[golfreak]

Mine says they use Transunion, IIRC. It's real.
Your service was likely reporting another agency or averaging agencies or using an alternative metric.

I mean I know Discover FICO is real since it uses Transunion but I'm curious is its on the same FICO XXX-850 model.
My monitoring service gives me the score of Equifax/Transunion/ and Experian and its always around 768/788/792 for years.
Even when I got my loans it shows around the same score.
I know that its almost impossible to get anything near 850 because its the MAX score you can get base on that model.
I don't know why Discover gives me a 850 based on Transunion when my monitoring report is a different score.

 

[Homerboy]

Pure shit

 

[smackababy]

Is Discover FICO real ?
I has a credit monitoring for yrs and it was like 768/788/792.
When I finally check my Discover FICO it was like 850.
Seems like they don't use the XXX-850 model.

My Discover FICO score is around 20 points higher than my TransUnion score.

 

[alkemyst]

Discover probably uses custom weighting.

 

[eits]

My Discover FICO score is around 20 points higher than my TransUnion score.

yeah, my FICO score is higher than my TransUnion score by a lot.

I thought Experian score = FICO score... that's what thought I remembered.