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What's your FICO Credit Score?

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What's your FICO Credit Score

  • 760+

  • 700-759

  • 660-699

  • 630-659

  • 580-619

  • 500-579

  • <500

  • I don't know my score/I don't have a score yet

Results are only viewable after voting.
BarkingGhostar said:
Why stop at 760? Did the OP imply we're a bunch of credit-risky people? BTW, mine is >900.
Click to expand...

I've edited the OP with an explanation as to why my bins are arranged as such. In the real world, I think it makes sense to have the poll in this way, but I suppose the uber credit worthy people of ATOT have such high scores, it ultimately doesn't make as good of sense. Also, scores over 760 mean you are top tier, so anything more doesn't really mean much, except ATOT bragging rights. Additionally, the national average is 689, so that means 50% of folks will be higher than that, and 50% lower, which justified having enough bins for lower scores, too. Kind of too late to change now anyway as the poll would get screwy. If enough of you people are really bothered by it, I could make a new thread with a new poll that breaks down the top tier ranges into smaller bins.

I applaud ATOT or paying all their bills on time. Good job people.
 
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varies between 785-800. I feel I probably need a car loan or mortgage to push me over 800, which I don't have.
 
BarkingGhostar said:
Why stop at 760? Did the OP imply we're a bunch of credit-risky people? BTW, mine is >900.
Click to expand...


Anything above 760 is essentially the same and has no meaning. I have 810 but it means nothing from me being at 770 5 years ago.

Hell before the crash in 08 anything above 710 was considered meaningless.
 
Naeeldar said:
Anything above 760 is essentially the same and has no meaning. I have 810 but it means nothing from me being at 770 5 years ago.

Hell before the crash in 08 anything above 710 was considered meaningless.
Click to expand...
A 600+ could get you a $2K signature credit line at my bank.
 
I don't know what it is now, but the last time I checked it was in the 830 range. I'm sure it'll stay there or go higher because I handle my responsibilities.

🙂
 
Since I see no reason to pay for a credit score I think we should crowd source them.

1) I pay bills on time, every time
2) I have seven cats
3) I don't have any overdue library books
4) It isn't outside the realm of possibility that I could sell my body in addition to the normal weekly plasma sales

So what's my credit score?
 
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I don't know, but do they lower your credit score if you:

- forget to pay a credit card on time but they waive the fee as if nothing happened because you have a good long history with them? Fully paid right before asking for the fee waiver.
- open credit cards or bank accounts (all approved)?
 
IronWing said:
Since I see no reason to pay for a credit score I think we should crowd source them.

1) I pay bills on time, every time
2) I have seven cats
3) I don't have any overdue library books
4) It isn't outside the realm of possibility that I could sell my body in addition to the normal weekly plasma sales

So what's my credit score?
Click to expand...
-362
 
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