benchmarks aside is the difference in applications really worth the expense? I rarely boot my computer, I use Corel, ACDSee, M$Office, Dreamweaver, a few browsers and Irfanview.
I had a Tbird 1.0, now an XP1700 (stock HSF). There is a marginal increase in 'snap' under 2K but nothing I would say was worth the cost of chip, mobo, and RAM. It is quiet and stable - but it was before too. I needed to upgrade the wife's system (3 mos ago), but otherwise, if I had to do it over, I wouldn't bother. Since I was changing out all the critical stuff I could easily have gone Intel - but the bang for the buck wasn't there.
My 2¢ is that hardware advances are not compelling enough to justify making a small step in the absence of a "killer app". WinXP ain't it. My rule used to be upgrade when speeds double and upgrade prices are about the same. Seems like it still holds.