Whats the best Visa credit card to get?

[kendogg]

Ok.. I have 1 visa card.. its from the Associates.. www.studentcreditcard.com little did i know that the apr on this sucker is %21. something!!! I wanna get rid of this and apply for something else. Any suggestions

 

[DannyLove]

im with capital one

 

[Emulex]

i use the citibank platinum select, its easy to get, and my apr is prime+1.9% which i believe makes its 9.9% for purchases. No annual fee, single cycle average balances.

 

[Harrald]

Get the one that will give you air-miles or something else for using it. I use Marriott rewards Visa. I have enough points now for about 5 free nights. A friend used the Volkswgon card and got about $2500 off his new car. I may switch to an airline card soon so I can take the family away for a few days.

This only is good if you pay off your card every month.

 

[AndrewR]

I just picked up the Citibank Sony Visa card -- every purchase makes me that much closer to my Wega TV!!

BTW, I think the VW card is now defunct. The only automobile card that's left is the GM card, I believe. I think many of those companies took baths from the rebates. Airline cards are nice, too, if you travel much.

 

[Thegonagle]

Apply for a card at your regular bank. Most banks are willing to help out their customers with a lower interest card, assuming you're a good customer with good credit.

 

[kranky]

If you are concerned about the interest rate, which means you aren't paying your balance in full every month, no rebate or point deal is going to be worth a crap. The best rebate/frequent flyer miles/"points" deal doesn't even come to the equivalent of a 2% difference in interest rate.

If you don't pay in full every month, look for the lowest interest rate you can find, and don't let any rebate scheme confuse the issue.

 

[warcleric]

I have a GM Card, gain money towards the purchase of new GM cars.

 

[dcdomain]

Citibank cards kick butt!!! Go for one of those, the Sony one is a good choice.