This is what it says:
"What is a restricted account?
As a user with a restricted account, you may not send, request or withdraw money. You may also not add funds electronically or close your account. The remaining PayPal features are available for use, including adding funds by personal check, receiving money, placing logos into your auction listings and website, and updating your account information."
"Why was my account restricted?
Your account was restricted due to multiple credit card rejections."
I tried to send an instantcheck last night where the money comes from my bank account. They put a lean against your credit card until the money is transferred from the bank account which takes a few days. Apparently my card was maxed so it was rejected, and now the account is restricted with $475 stuck in it.