What's a good CC with TONS of rewards/points right now? *UPDATE*

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No Lifer
Sep 29, 2000
70,150
5
0
I have MBNA. I get equiv. of 1% back, in the form of decent gift certificates. I see that shell has a 5% off card for their gas. I'm thinking of that, but is there another card with great rewards right now? Please only reco mastercard or visa, as the other brands are not worth of me.

TIA :)

*UPDATE* I called to check on status, and the card was approved with an intro limit of $6k.
 
L

LeonarD26

Senior member
Feb 12, 2004
826
1
71
Citibank Platinum Dividend Rewards. 5% on gas, supermarket and drug store purchases and 1% back on all other purchases. Works great for me
 
R

Reel

Diamond Member
Jul 14, 2001
4,484
0
76
Originally posted by: LeonarD26
Citibank Platinum Dividend Rewards. 5% on gas, supermarket and drug store purchases and 1% back on all other purchases. Works great for me
Click to expand...

 
kranky

kranky

Elite Member
Oct 9, 1999
21,019
156
106
Originally posted by: LeonarD26
Citibank Platinum Dividend Rewards. 5% on gas, supermarket and drug store purchases and 1% back on all other purchases. Works great for me
Click to expand...

That's what I use. You can get up to $300/year. They were nice enough to offer me a second card, so I can now get $600/year.
 
sygyzy

sygyzy

Lifer
Oct 21, 2000
14,001
4
76
Originally posted by: LeonarD26
Citibank Platinum Dividend Rewards. 5% on gas, supermarket and drug store purchases and 1% back on all other purchases. Works great for me
Click to expand...

5% forever or only for the first 3 months or something?
 
R

Reel

Diamond Member
Jul 14, 2001
4,484
0
76
Originally posted by: sygyzy
Originally posted by: LeonarD26
Citibank Platinum Dividend Rewards. 5% on gas, supermarket and drug store purchases and 1% back on all other purchases. Works great for me
Click to expand...

5% forever or only for the first 3 months or something?
Click to expand...

Forever. I saw an ad somewhere for 5% at dining places too for 3 months. I don't know any more details about it and it didn't really discuss it further in the ad so I wouldn't count on it existing.
 
L

LeonarD26

Senior member
Feb 12, 2004
826
1
71
And after I got my first check back from citi, they upped it to 6% / 2% for 6 months...
 
D

DaveSimmons

Elite Member
Aug 12, 2001
40,730
670
126
Amazon is pretty good, 1% for all purchases and 3% for Amazon purchases, paid out as $25 Amazon gift certs every time you reach 2,500 points. Plus you get ?$20? instantly.

That beats my Capital One which only pays 0.5% on the first $1,500 in purchases, 1% after that.
 
lozina

lozina

Lifer
Sep 10, 2001
11,711
8
81
cool I like Citibank's card.

Do new credit cards always start you off with a low balance?
 
kranky

kranky

Elite Member
Oct 9, 1999
21,019
156
106
Originally posted by: frankie38
Originally posted by: kranky
Originally posted by: frankie38
Fidelity CC. 1.5% back

http://personal.fidelity.com/global/sea...ultsindex.shtml?question=credit%20card
Click to expand...

But you have to have an IRA with Fidelity to qualify for the card, according to their site.
Click to expand...

This is from their website:

Eligible registrations include individual, joint, Roth IRA, Traditional IRA or Rollover IRA.
Click to expand...
I'm not following - are you agreeing with my earlier post or pointing out that I was incorrect?
 
StageLeft

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
That citi card looks great. So, once I hit $50+ I contact them and they send a cheque for the money I'm owed? I think I will get one.
 
T

tami

Lifer
Nov 14, 2004
11,588
3
81
i have a linuxfund mastercard. while everyone things the penguin is cute, i'm not benefitting at all from this card.... time to get a new one, i guess :eek:
 
RossMAN

RossMAN

Grand Nagus
Feb 24, 2000
78,988
424
136
Originally posted by: Skoorb
That citi card looks great. So, once I hit $50+ I contact them and they send a cheque for the money I'm owed? I think I will get one.
Click to expand...

Correct.

$0 annual fee
Great online banking (although I hear MBNA is better in this department).
One time use cc's (which MBN also offers).
0% APR BT offers
5% cash back on drugstore, supermarket and gas purchases
1% cash back on all other purchases
100% RossMAN Seal of Approval
 
StageLeft

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
Final question: Do sometimes purchases made at gas stations, drug stores, and super markets not show up as that? I read its guidelines on qualifying merchants, but is there ever a problem with getting the 5%?

I do like MBNA and hate to leave them, but 5% is too much! I will keep my MBNA card, and just run up the $300 on this each year, then go back to the MBNA :)
 
kranky

kranky

Elite Member
Oct 9, 1999
21,019
156
106
Originally posted by: Skoorb
That citi card looks great. So, once I hit $50+ I contact them and they send a cheque for the money I'm owed? I think I will get one.
Click to expand...

Not exactly, Skoorb. They send a check. :p
 
A

acemcmac

Lifer
Mar 31, 2003
13,712
1
0
I'm in the same boat, but I already have the citicard- it's just that I'm going to max out the annual earnable cashback in a few months and I need another card...

I'm on the fence... Amex Blue Cash or a Fidelity 1.5% card or something else?
 
RossMAN

RossMAN

Grand Nagus
Feb 24, 2000
78,988
424
136
Originally posted by: Skoorb
Final question: Do sometimes purchases made at gas stations, drug stores, and super markets not show up as that? I read its guidelines on qualifying merchants, but is there ever a problem with getting the 5%?

I do like MBNA and hate to leave them, but 5% is too much! I will keep my MBNA card, and just run up the $300 on this each year, then go back to the MBNA :)
Click to expand...

I've never had a problem. Although if you visit Super Walmart I wouldn't expect 5% as they are not a supermarket (like Piggly Wiggly is).

Stick to national or regional chains and you should be fine :thumbsup:
 
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