What would you put in a pre-nup?

[Platypus]

I really don't want to get married, I'm just happy single and free, but if I did, I'd definitely want to put the house, my computer/server equipment and anything that is fastened to the house (ex: wiring etc).

Don't want to get too stingy on prenup though or it might piss off the other party, so I'd leave the car and financial assets (don't have much) out of it and just accept that I'd lose half my savings, retirement etc... if I got a divorce, but to me the most important thing is a stable place to live so would not want to be in a situation where I have to pack up and move. I put too much work and money in this place. The biggest killer though is child support, if there's kids involved. Prenup or not, that can drive you to bankruptcy, and if you can't afford it, you go to jail.

Of course if you get married you should both love each other to the point where the concept of divorce is not even a thought.

Don't fret, you'll meet the right guy eventually

 

[Printer Bandit]

gold digger contract

 

[Ketchup]

False.

Regardless of how much you do or don't trust your (soon to be) wife, it makes COMPLETE LOGICAL sense to not risk your financial assets that you worked (literally) a life-time to obtain. Especially if your wife led little in the working world, why would you risk giving it all up that you worked 20-40 years to obtain? You're an IDIOT if you do otherwise as been seen time and time again by anyone with big bucks. Love is love and all that shit, but again, this is a matter of going to Vegas and putting all your money on the table for high risk.

For my marriage, we didn't have a pre-nup because neither of us had much more money than the other. We both have damn close to equal salaries, and none of us had debt / more savings than the other.

Pre-nup is nothing more than going into a marriage ready for it to fail. Aren't ready to share what you have? Then don't get married!

A long way of asking for a prenup: "I (think I) love you now, but I love my assets more, and so when I get tired of you, at least I'll have my assets when I am ready to move on."

 

[s0me0nesmind1]

Pre-nup is nothing more than going into a marriage ready for it to fail. Aren't ready to share what you have? Then don't get married!

A long way of asking for a prenup: "I (think I) love you now, but I love my assets more, and so when I get tired of you, at least I'll have my assets when I am ready to move on."

Kids such as yourselves will never understand. And that's fine. You don't have the assets to put yourself in such a situation. But you are completely wrong.

Most of you grew up in marriages that were in your early age when you both had equal assets. Thats fine. But thats not the world we live in anymore. Some people had their grandparents pass them a bunch of money. Do you feel your wife is entitled to it if she ended up being a raging bitch after you sign the marriage?

But then you will just give me another BS answer such as "Well you shouldn't have gotten married!!" dur hurrrrr. As if everyone is the same after 6 months of dating as they are 1 year into marriage. Keep dreaming kids. Keep dreaming.

 

[Mixolydian]

Pre-nup is nothing more than going into a marriage ready for it to fail.

A marriage will fail at some point. It may take 30 years or more, but it is likely to fail.

 

[Ketchup]

... Do you feel your wife is entitled to it if she ended up being a raging bitch after you sign the marriage?

Yep. Have you ever heard the term commitment?

A marriage will fail at some point. It may take 30 years or more, but it is likely to fail.

Unfortunately, yes. I am older, and a male, so I will probably fail it with my death first.

 

[Exterous]

Given how many marriages fail I don't really understand the people saying 'Want a pre-nup? Don't get married!'. Given all the reasons outside your control and how likely people are to change it seems like a prudent idea to me. We were young and very poor when we got married so there was no reason to even consider one but both my wife and I are in agreement that they do serve a purpose in many situations

 

[edro]

A marriage will fail at some point. It may take 30 years or more, but it is likely to fail.

You're such a romantic.

 

[chelhxi]

Ours was quite simple. We just put that our assets under our own names were individually owned, and anything that we chose to own jointly (house, car etc) was joint.

It just allowed us to work less or go back to school and know that our choices weren't affecting the other's long term net worth if they didn't chose that.

It's easy to go from separate to joint anytime that makes sense. But harder to go the other way. Also just wanted to override/not have to worry about the local laws.

And proved I wasn't marrying him for his money, nor he for mine.

 

[edro]

I thought most laws state spouses get 50% of assets that were acquired AFTER marriage, unless children are involved and it is an asset such as a house.

Let's keep it simple by saying I have:
savings account with $100k
house in my name
2 cars
401k with $500k

I get married in Vegas, then next week we get divorced.

I highly doubt the wife is entitled to $50k in cash, plus half my house, plus half my cars, plus half my 401k.

 

[Brovane]

I thought most laws state spouses get 50% of assets that were acquired AFTER marriage, unless children are involved and it is an asset such as a house.

Let's keep it simple by saying I have a savings account with $100k in it, house in my name, 2 cars and a 401k with $500k in it.
I get married in Vegas, then next week we get divorced.
I highly doubt the wife is entitled to $50k in cash, plus half my house, plus half my cars, plus half my 401k.

Welcome to the wonderful world of community property. :whiste:

 

[edro]

Welcome to the wonderful world of community property. :whiste:

It's not that simple. Rules still apply for assets acquired before marriage.

Not All Property Is Marital Property
Not all property the couple owns is considered marital property. Anything that is not considered marital property is not divided equally in community property states. Marital property excludes:

Anything acquired before the marriage or after the date of separation
Cash received by one of the spouses as a gift or inheritance as long as it is deposited in a separate bank account in one spouse's name only
Property received by one of the spouses as a gift or inheritance as long as the property is in one spouse's name only and not mixed with other marital assets
Note that debts are considered marital property, and are split evenly in a community property state.

 

[highland145]

Given how many marriages fail I don't really understand the people saying 'Want a pre-nup? Don't get married!'. Given all the reasons outside your control and how likely people are to change it seems like a prudent idea to me. We were young and very poor when we got married so there was no reason to even consider one but both my wife and I are in agreement that they do serve a purpose in many situations

I love you until death do us part. Unless I don't. Let me protect my shit.

 

[runzwithsizorz]

Yep. Have you ever heard the term commitment?


Unfortunately, yes. I am older, and a male, so I will probably fail it with my death first.

Funny you should mention that. My step mother tried to kill my father with poison after over 45 years of marriage, guess the "romance" slipped away.
He divorced her at the age of 84. She, and her lawyers still managed to collect 1.5 million in cash.

 

[highland145]

Funny you should mention that. My step mother tried to kill my father with poison after over 45 years of marriage, guess the "romance" slipped away.
He divorced her at the age of 84. She, and her lawyers still managed to collect 1.5 million in cash.

No jail?

 

[jaha2000]

It's not that simple. Rules still apply for assets acquired before marriage.

Let me know how that hold up when lawyers get involved.

I had a significant inheritance I acquired before we were married. Prenup basically said if we get divoriced she is entitled to none of the balance at time of marriage, and 50% of the difference between current value and marriage balance.

 

[edro]

Let me know how that hold up when lawyers get involved.

I had a significant inheritance I acquired before we were married. Prenup basically said if we get divoriced she is entitled to none of the balance at time of marriage, and 50% of the difference between current value and marriage balance.

I bet your wife loved that.

 

[Sonikku]

In event of Divorce he cannot lay claim to my Darth Revan figure or for that matter ANY of my Star Wars guys.

 

[Mixolydian]

I love you until death do us part. Unless I don't. Let me protect my shit.

Shit (aka life) happens.

Also, the whole concept of "Till death do us part" was conceived when people had much shorter lifespans. That meant a ~20/30 year marriage. Now people live way too long. So it's invalid.

 

[Bird222]

Can we increase the ratio of serious suggestions here? I really want to know what you would put in one.

 

[Ketchup]

Funny you should mention that. My step mother tried to kill my father with poison after over 45 years of marriage, guess the "romance" slipped away.
He divorced her at the age of 84. She, and her lawyers still managed to collect 1.5 million in cash.

I'm sorry. That one made me laugh. Glad she wasn't successful (at the killing).

 

[Ronstang]

If you have to even consider a pre-nup not only do you not truly love your potential spouse you don't even have a clue what real love is all about. If you have to analyze a relationship enough to even consider a pre-nup you are merely settling for either lust or who is convenient. People....stop trying to turn Mr. Right Now into Mr. Right and vice versa.....the divorce rate would plummet!!!

 

[jaha2000]

I bet your wife loved that.

She understood why, no issue at all, not sure why it would be at all.
At this point in our lives we make nearly the same amount of money and we never use the money that's part of the inheritance.

 

[highland145]

http://www.dailyfinance.com/2011/04/05/i-do-but-i-dont-do-your-debt-how-to-plan-a-prenup/

A quick financial inventory of you and your future spouse will reveal if you're candidates for one. Typically checklists focus on what you do have (property, inheritance, business, earning potential). Just as important is what you don't -- like positive net worth. If you don't own or owe much, and neither does your partner, then you probably don't need a premarital contract. But with the average age of first-time brides and grooms increasing in the United States -- 28 for men and 26 for women today -- couples are bringing more liabilities, including credit-card debt, student loans, and even mortgage debt into first marriages.

 

[runzwithsizorz]

No jail?

Dad went to hospital really sick, they said it was poison, but no real way of proving it was her that gave it to him. Marriage was already on the rocks, and dad just wanted out. I can understand, but kinda wished they could have avoided divorce, especially at their age, dad owned 2 houses and they were pretty much living apart anyways. A good portion of that 1.5 million, plus 3, or 4 of the 10 classic cars she got would have been part of my inheritance