what should i do with my money?

Jun 14, 2003
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jus got paid today

seen as i dont have many bills to pay, and at the moment i wont be spending lots over the coming months my money in my current account will be building up

by the time i go back to uni i plan to have 3-5k jus sitting there

my bank has this "online saver" i can only access the account on line

variable rate of 5.75% AER, 5.6% gross paid monthly. i dont know what that means exactly but is it any good?

does that mean i get 5.6% every month?

stocks are little more risky, and longer term, im not sure id want to go that route or even if £3-5k would get me much.

im not sure how i would get money out if i needed it, unless you can just transfer online. they also have a high interest deposit bond...5.9% AER, 5.75% gross. i think it sadi 6month to 3 years on that. which is perfect.