What percentage of your take-home check is not spent?

[Noirish]

Anything you put into some sort of money-generating account is considered not spent.

 

[PinmasterJay]

0%, poor college student FTL

 

[cKGunslinger]

I'm married with 2 kids, so.. -5%

 

[Kalvin00]

Originally posted by: PinmasterJay
0%, poor college student FTL

word

 

[chambersc]

Originally posted by: Kalvin00

Originally posted by: PinmasterJay
0%, poor college student FTL

word

double word

 

[Noirish]

Originally posted by: cKGunslinger
I'm married with 2 kids, so.. -5%

ouch!
i hope they are worth something in the future.

 

[FallenHero]

single, living at home with parents...about 60%. Of course, im starting to pay down my student loans/credit cards at a massive pace, so that will drop.

 

[SirChadwick]

$400 from $1200 paycheck

33%

 

[ndruw]

Originally posted by: FallenHero
single, living at home with parents...about 60%. Of course, im starting to pay down my student loans/credit cards at a massive pace, so that will drop.

same, but im in highschool, so no loans here

 

[TXHokie]

Originally posted by: Noirish

Originally posted by: cKGunslinger
I'm married with 2 kids, so.. -5%

ouch!
i hope they are worth something in the future.

Same here but with 3 kids. Their worth can't be measured in monetary value

 

[BobDaMenkey]

I'm doing maybe 20% right now. But it's all gonna get spent on books for the next semester here in about a month.

 

[purbeast0]

about 42%. However it's summer time now and it's been more like 30%.

 

[DaShen]

70%+

Maxing out everything in savings. paying loans and debts with the rest. With my pension, IRA, 401k and Savings, I will be free and easy by 50 and I will probably keep working.

Living at home though to do this.

 

[cKGunslinger]

Well, I joke, but I do have a small percentage going into my 401K and that's being matched 100% by my employer.

But like the OP said, "take-home pay" disappears quick.




edit: 100%, not $100.

 

[EKKC]

after tax each month i get 6k, but somehow i cant save up that much, probably like 2k left in bank?
i do pay mortgage and maintenance, but i dont see buying stocks as money not spent, its invested but CAN lose value.

 

[batmang]

im currently saving for a down payment as well as paying off wedding debt... so.. from our $4000 a month total income, my wife and i are paying/saving almost 2k.

 

[Noirish]

Originally posted by: cKGunslinger
Well, I joke, but I do have a small percetnage going into my 401K and that's being matched $100 by my employer.

But like the OP said, "take-home pay" disappears quick.

that's why i don't count 401k; otherwise, i'll be in the 2nd highest.

 

[maximus maximus]

Save $2500 out of my $3300 check.

 

[DaiShan]

I take home about 5k a month and spend about 1k, so 80% goes into investments/savings.

 

[Noirish]

Originally posted by: EKKC
after tax each month i get 6k, but somehow i cant save up that much, probably like 2k left in bank?
i do pay mortgage and maintenance, but i dont see buying stocks as money not spent, its invested but CAN lose value.

yeah, that's correct, bloody May-Jul...

 

[DaShen]

Originally posted by: Noirish

Originally posted by: cKGunslinger
Well, I joke, but I do have a small percetnage going into my 401K and that's being matched $100 by my employer.

But like the OP said, "take-home pay" disappears quick.

that's why i don't count 401k; otherwise, i'll be in the 2nd highest.

If I don't count 401k, then it is closer to 40%. another 40% goes to paying off my loans.

 

[dullard]

If you count paying off debt as savings, then 39%. If not, 0%.

<- Enjoys his ~6% return by paying off his house downpayment loan early. And I enjoy knowing that by the age of 37 I'll own (100% paid for) a better house than most people will ever have (whether owned, rented, or mortgaged).

 

[GuitarDaddy]

What is this "take home pay" you speak of? I'm supposed to be able to take some home?