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What percentage of your take-home check is not spent?

single, living at home with parents...about 60%. Of course, im starting to pay down my student loans/credit cards at a massive pace, so that will drop.
 
Originally posted by: FallenHero
single, living at home with parents...about 60%. Of course, im starting to pay down my student loans/credit cards at a massive pace, so that will drop.
Click to expand...

same, but im in highschool, so no loans here
 
70%+

Maxing out everything in savings. paying loans and debts with the rest. 🙂 With my pension, IRA, 401k and Savings, I will be free and easy by 50 and I will probably keep working.

Living at home though to do this. 🙁
 
Well, I joke, but I do have a small percentage going into my 401K and that's being matched 100% by my employer.

But like the OP said, "take-home pay" disappears quick.




edit: 100%, not $100.
 
after tax each month i get 6k, but somehow i cant save up that much, probably like 2k left in bank?
i do pay mortgage and maintenance, but i dont see buying stocks as money not spent, its invested but CAN lose value.
 
im currently saving for a down payment as well as paying off wedding debt... so.. from our $4000 a month total income, my wife and i are paying/saving almost 2k.
 
Originally posted by: cKGunslinger
Well, I joke, but I do have a small percetnage going into my 401K and that's being matched $100 by my employer.

But like the OP said, "take-home pay" disappears quick.
Click to expand...

that's why i don't count 401k; otherwise, i'll be in the 2nd highest.
 
Originally posted by: EKKC
after tax each month i get 6k, but somehow i cant save up that much, probably like 2k left in bank?
i do pay mortgage and maintenance, but i dont see buying stocks as money not spent, its invested but CAN lose value.
Click to expand...

yeah, that's correct, bloody May-Jul...
 
Originally posted by: Noirish
Originally posted by: cKGunslinger
Well, I joke, but I do have a small percetnage going into my 401K and that's being matched $100 by my employer.

But like the OP said, "take-home pay" disappears quick.
Click to expand...

that's why i don't count 401k; otherwise, i'll be in the 2nd highest.
Click to expand...

If I don't count 401k, then it is closer to 40%. another 40% goes to paying off my loans.
 
If you count paying off debt as savings, then 39%. If not, 0%.

<- Enjoys his ~6% return by paying off his house downpayment loan early. And I enjoy knowing that by the age of 37 I'll own (100% paid for) a better house than most people will ever have (whether owned, rented, or mortgaged).
 
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