A residual current circuit breaker cannot remove all risk of electric shock or fire. In particular, an RCD alone will not detect overload conditions, phase to neutral short circuits or phase-to-phase short circuits. Over-current protection (fuse or circuit breaker) must be provided. Circuit breakers that combine the functions of an RCD with overcurrent protection respond to both types of fault. These are known as RCBOs, and are available in 1, 2, 3 and 4 pole configurations. RCBOs will typically have separate circuits for detecting current imbalance and for overload current but will have a common interrupting mechanism.
An RCD will help to protect against electric shock where current flows through a person from a phase (live / line / hot) to earth. It cannot protect against electric shock where current flows through a person from phase to neutral or phase to phase, for example where a finger touches both live and neutral contacts in a light fitting; a device can not differentiate between current flow through an intended load from flow through a person.
Whole installations on a single RCD, common in the UK, are prone to nuisance trips that can cause safety problems with loss of lighting and defrosting of food. RCDs also cause nuisance trips with appliances where earth leakage is common and not a cause of injury or mortality, such as water heaters.
A dangerous condition can arise if the neutral wire is broken or switched off before the RCD while its live wire is not interrupted. In this situation the tripping circuitry of the RCD that needs power to be supplied will cease to work. The circuit will look like it is switched off, but if someone touches the live wire thinking that it is de-energized, the RCD will not trip. For this reason circuit breakers must be installed in a way that ensures that the neutral wire is turned off only at the moment when the live wire is also turned off. Separate single-pole circuit breakers must never be used for live and neutral, only two or four pole breakers must be used in cases there is a need for switching off the neutral wire.