Red Squirrel
No Lifer
My bank is text or email. That works well, and is fairly fault tolerant. If I'm online with the bank, I can get one of those things. I don't use banking apps. They're proprietary, and they duplicate the function of a web browser. I don't need 100 apps that each access a special little part of the web when one "app" will do it all.
Yeah I'm ok with text or email, though for some reason it's considered insecure and you're better off not having it at all so most services don't offer it anymore. I think it has to do with sim swap scams, but I don't get why it's considered THAT insecure compared to not having it in first place.
