State whatever you'd like thaat defines your strategy. 20% Mutual Funds, 20% Bonds, 60% Stocks.. Or your strategy to pick stocks, whatever.
Here's Mine:
100% stocks. long term investor.
To Buy:
- company must be financailly strong. (Quick check: ) Rated a B++ or better for Financial strength in value line.)
- company must have a dividend.
- company must raise dividend annually. This is a great way to easily see where the officers think their company is going (see Enron)
- company must have improved earnings annually. If not, they must have raised the divdened the same year.
- Only buy one company per Industry with the exception of Banks and REITs.
To sell:
- A company cuts their dividend or doesn't boost it. (go look at Enron for logic behind this)
Other good signs:
- Stock buy back program in place.
- Long term projections are good.
- at least 5% insider ownership.
Misc.
- strive to diversify. Atleast 30 companies eventually. (I have 4 right now)
- I am Generally a buy a hold (long term) investor. If one of my stocks gets over-priced I will not sell. I will instead do a covered call (leap). IMHO a stock is overpriced if it's 5 year target is very close to it's current price.
Future plans:
- Start investing in Mutual Funds and index tracking stocks. Maybe 10% of portfolio.
- Continue diversifying. Most likely going to invest in a bank next.
Current Holds:
KIM
LLTC
GD
PFE
I may have missed some of the finer points of how I invest. This is my strategy. What is yours?
Here's Mine:
100% stocks. long term investor.
To Buy:
- company must be financailly strong. (Quick check: ) Rated a B++ or better for Financial strength in value line.)
- company must have a dividend.
- company must raise dividend annually. This is a great way to easily see where the officers think their company is going (see Enron)
- company must have improved earnings annually. If not, they must have raised the divdened the same year.
- Only buy one company per Industry with the exception of Banks and REITs.
To sell:
- A company cuts their dividend or doesn't boost it. (go look at Enron for logic behind this)
Other good signs:
- Stock buy back program in place.
- Long term projections are good.
- at least 5% insider ownership.
Misc.
- strive to diversify. Atleast 30 companies eventually. (I have 4 right now)
- I am Generally a buy a hold (long term) investor. If one of my stocks gets over-priced I will not sell. I will instead do a covered call (leap). IMHO a stock is overpriced if it's 5 year target is very close to it's current price.
Future plans:
- Start investing in Mutual Funds and index tracking stocks. Maybe 10% of portfolio.
- Continue diversifying. Most likely going to invest in a bank next.
Current Holds:
KIM
LLTC
GD
PFE
I may have missed some of the finer points of how I invest. This is my strategy. What is yours?
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