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What is Google's version of Apple Pay?

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Some retailers have supported RF cards for a long time and specifically disabled the readers when Apple Pay came out.

They are working on a competing standard that doesn't use RF at all, but looks at something like a QR code on your phone screen. Their system should bypass transaction fees from CC companies, but it's definitely more frustrating for the customer.

Yea, in fact I only used my phone to pay at CVS for the last year. Suddenly a new iphone comes out and I can't use it :-(
 
We've had chip cards for over a decade. Most retailers don't have the right system to use that feature.

Well, outside of the us chip and pin has been in use for a long time. Quite a few places in the US already have the readers. I've used my chip CC that way before. I suppose it depends where you are, but most readers I run into day to day already have the slot.

Some retailers have supported RF cards for a long time and specifically disabled the readers when Apple Pay came out.

They are working on a competing standard that doesn't use RF at all, but looks at something like a QR code on your phone screen. Their system should bypass transaction fees from CC companies, but it's definitely more frustrating for the customer.

The big big big issue with this is it is a debit system. That means you get none of the protection of your CC. If there is fraud, your funds are gone until they sort it out. Screw that.
 
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