What first world problem did you have today?

Page 510 - Seeking answers? Join the AnandTech community: where nearly half-a-million members share solutions and discuss the latest tech.

Red Squirrel

No Lifer
May 24, 2003
70,557
13,801
126
www.anyf.ca
I was breaking even but after sold my cars, reduced things I didn't need/use, I find that I'm happier because I'm not worrying daily about money and what I should have vs what I do have.

Fixed items like my car arn't really my issue, they're paid for, it's all the reoccurring costs like taxes and utility bills that are the real killer. I can probably cut out TV service but since it's a bundle I would not save much. I need to call and find out what I can do though. Worse case I can even go with the slower speed internet. It's still going to be faster than DSL.

I do have some junk I can try to sell though, just to make a bit of one time money, but barely worth it. How much are people willing to pay for stuff like 2GB of ECC ram or an old intel heat sink that is probably not for a relevant socket type. :p

But there's something I am doing wrong because I'm in rougher shape than my coworkers who have kids. Something is sucking up my money that I don't know, I might have to start tracking the variable things like groceries or misc purchases. Maybe I'm spending way more on that stuff than I realize.

I do need to seriously start thinking about a secondary income though, because if I lost my job I would be screwed. Not really much in tech here. I don't want to move, I put too much work into my house to start all over.

On the flip side, I finally got my T4 slip. Almost made 80k this year. With that kind of salary I really should not be in this much trouble though, I should be swimming in money. But now that I got that paper I can go get my taxes done. I usually get about a grand back, so I can slap that on the credit line and be in the black again.
 

IronWing

No Lifer
Jul 20, 2001
72,833
33,874
136
I went a for hike this afternoon, pushing myself to keep up a fairly rapid pace. I did pretty well. I got back, showered, and set out for dinner. I had a total klutz attack stepping off the curb into the parking lot, not quite face planting. I recovered and stumbled to my truck. I had an audience of course. I think one woman called 911 to report a drunk driver (I don't drink, I just don't walk so good). Also, my laptop keyboard don't like double leters.
 

Red Squirrel

No Lifer
May 24, 2003
70,557
13,801
126
www.anyf.ca
Our weather is screwed up and it's been very hot out and it even rained. Now everything is all icy and crappy. Roads are like washboards made of ice. There's an outdoor skating rink that I keep wanting to try but the weather keeps fucking it up. I have a feeling it's going to be out of commission for a while as they will need to fix up the ice. Hopefully things cool off again so we can go back to a normal winter.

On the other hand it was like +5 this evening when I came to work. I practically did not even need my coat. If it would actually stay like this, it would be nice, but it's winter, it never stays like that. It only stays long enough to screw up everything then it goes back to cold. :p
 

Svnla

Lifer
Nov 10, 2003
17,986
1,388
126
Fixed items like my car arn't really my issue, they're paid for, it's all the reoccurring costs like taxes and utility bills that are the real killer. I can probably cut out TV service but since it's a bundle I would not save much. I need to call and find out what I can do though. Worse case I can even go with the slower speed internet. It's still going to be faster than DSL.

I do have some junk I can try to sell though, just to make a bit of one time money, but barely worth it. How much are people willing to pay for stuff like 2GB of ECC ram or an old intel heat sink that is probably not for a relevant socket type. :p

But there's something I am doing wrong because I'm in rougher shape than my coworkers who have kids. Something is sucking up my money that I don't know, I might have to start tracking the variable things like groceries or misc purchases. Maybe I'm spending way more on that stuff than I realize.

I do need to seriously start thinking about a secondary income though, because if I lost my job I would be screwed. Not really much in tech here. I don't want to move, I put too much work into my house to start all over.

On the flip side, I finally got my T4 slip. Almost made 80k this year. With that kind of salary I really should not be in this much trouble though, I should be swimming in money. But now that I got that paper I can go get my taxes done. I usually get about a grand back, so I can slap that on the credit line and be in the black again.

You make about $80K and you are struggling even with no spouse/kid? Something is wrong indeed. Highly recommend that you sit down and write down every single expense and I mean every single one, no exception. Since you mentioned that you have a house, make sure the housing expense is about 30% of your take home income. Have to repair those financial leaks if you want to finish your journey.
 

IronWing

No Lifer
Jul 20, 2001
72,833
33,874
136
There is a cat outside my office laying a massive guilt trip on me. He's a dead ringer for one of my cats, except he's still packing. He came over to check me out, but not close enough to touch. I have too many cats already.
 

Red Squirrel

No Lifer
May 24, 2003
70,557
13,801
126
www.anyf.ca
You make about $80K and you are struggling even with no spouse/kid? Something is wrong indeed. Highly recommend that you sit down and write down every single expense and I mean every single one, no exception. Since you mentioned that you have a house, make sure the housing expense is about 30% of your take home income. Have to repair those financial leaks if you want to finish your journey.

Yeah I've gone through all my expenses, no way I could get it down to 30%. City taxes alone are close to like 20% and keep going up every year. Then add all the utilities etc. Honestly I'm not sure how people who make less are managing. Costs of living are just creeping up fast. Need to seriously start considering moving to a cheaper city, but don't really want to start my life over. If ever I won the lotto my dream is an off grid cottage though, well maybe still get internet, but produce my own energy. Energy is another big cost too especially hydro. Keeps going up at a face pace as well. Hydro bill is typically 170/mo. You will pay at least $100 even if you were to not use it at all. (ex: solar)

There's a few "luxeries" I could cut like domain names and web hosting but that's under $100/mo.
 

Svnla

Lifer
Nov 10, 2003
17,986
1,388
126
Yeah I've gone through all my expenses, no way I could get it down to 30%. City taxes alone are close to like 20% and keep going up every year. Then add all the utilities etc. Honestly I'm not sure how people who make less are managing. Costs of living are just creeping up fast. Need to seriously start considering moving to a cheaper city, but don't really want to start my life over. If ever I won the lotto my dream is an off grid cottage though, well maybe still get internet, but produce my own energy. Energy is another big cost too especially hydro. Keeps going up at a face pace as well. Hydro bill is typically 170/mo. You will pay at least $100 even if you were to not use it at all. (ex: solar)

There's a few "luxeries" I could cut like domain names and web hosting but that's under $100/mo.

Look like you are one of the "house poor"people. I do hope your housing cost is not 50% or higher. I do not know what is the median salary in Canada right on top of my head but if you make $80K in the US and without kid/spouse, you should not be struggling financially (unless you live in NYC, SF, LA, expensive places).

Just like I said in the "how to manage money" thread, only you know what is best for you, we can only provide suggestions.
 
Last edited:

pete6032

Diamond Member
Dec 3, 2010
8,138
3,580
136
I went a for hike this afternoon, pushing myself to keep up a fairly rapid pace. I did pretty well. I got back, showered, and set out for dinner. I had a total klutz attack stepping off the curb into the parking lot, not quite face planting. I recovered and stumbled to my truck. I had an audience of course. I think one woman called 911 to report a drunk driver (I don't drink, I just don't walk so good). Also, my laptop keyboard don't like double leters.
LMAO.
 

Red Squirrel

No Lifer
May 24, 2003
70,557
13,801
126
www.anyf.ca
Fell in my driveway today, it snowed on top of ice and forgot how icy it was. Freaking southern ice! Seriously though the weather here has been retarded. Way too warm for this time of year. It even rained the other day. Like, lot of rain. Need to figure out a way to get rid of that ice as it's a hazard. I kinda want to buy skates and skate to work though lol.
 

walrus

Golden Member
Dec 18, 2000
1,544
13
81
Been raining, or snowing for a week, haven't been able to ride my bike. Today's forecast called for showers at 1:30 so I ate lunch an hour early and raced very hard on one of my usual routes. Never rained all day, my time, over the 32 mile ride was the same as usual.
 

JTsyo

Lifer
Nov 18, 2007
12,032
1,132
126
Needed to buy 10 bagels for work today but 12 was cheaper. Now I have 2 extra bagels, they're going to be hard by tomorrow.
 

ponyo

Lifer
Feb 14, 2002
19,688
2,811
126
Needed to buy 10 bagels for work today but 12 was cheaper. Now I have 2 extra bagels, they're going to be hard by tomorrow.

Simple. Freeze it. First world problem is you don't have the freezer space so you have to buy another freezer to freeze your 2 bagels.
 

Red Squirrel

No Lifer
May 24, 2003
70,557
13,801
126
www.anyf.ca
I find bagels usually do ok in the fridge for a few days. Normally I don't like bread products in the fridge but if it's being toasted then it's not so bad.
 

slag

Lifer
Dec 14, 2000
10,473
81
101
All the radio shack stores are closing, at least, the last one in my city has. No more quick and easy capacitor purchases -- Must wait a week for a digikey or mouser order now and pay double the cost due to shipping fees.

UGH.
 

Kaido

Elite Member & Kitchen Overlord
Feb 14, 2004
51,480
7,221
136
I was really looking forward to my strawberry frosted donut today. Yes, that is the top of the donut you're seeing :(

D7uJmo0.jpg
 
  • Like
Reactions: Ns1