What Credit Card(s) do you use?

[NickelTitanium]

I am interested in finding the best benefit giving card. I use the Air Miles Card. However, my friends have 2% back for gas, etc...

What do you have and why?

 

[Jfrag Teh Foul]

One emergency use Visa card. 6.92% variable interest. Only need one card because I save and pay cash for everything I can (or maybe put it under the mortgage to eek out a little more of a tax shelter when I can).

 

[pillage2001]

Amex Blue Cash = almost not using it but love it for the fact that it extends a year warranty.
AAA Visa = 5% Cash back for Gas
Citi Mastercard = Don't even know why I'm keeping this
Nationalcity Check card = ATM
Amazon Visa = Gather points and get GC.

Dad gave me a Citibank Visa for emergency purposes.

 

[rival]

currently none, $9300 in debt on them

 

[DaWhim]

citi dividends for student, 1% cash back

 

[RobCur]

Originally posted by: rival
currently none, $9300 in debt on them

OMG! You need to get out of this debt and quick!

 

[crt1530]

AmEx Blue for Students: I wanted to be able to use a credit card at Costco.
Bank of America Student Visa: My first card. I have a checking account with BofA.
Chase Platinum Student Mastercard: I wanted a third card and I didn't have a Mastercard.

 

[Yossarian]

Discover wherever possible for cash back, AOPA Visa for 5% off flight training & supplies.

 

[Nohr]

Capital One Visa, my first and only card.

 

[Zombie]

Bank of America--Visa Platinum
AMEX Blue---Regular
Chase Platinum MasterCard

and the ATM Visa card.

 

[cpals]

/waits for Rossman to show up

 

[Jfrag Teh Foul]

Originally posted by: cpals
/waits for Rossman to show up

?

 

[Tetsuo]

None

 

[Orsorum]

I use a Visa card through my credit union and a Discover card, neither of which offer many benefits. I have been tempted to get an Alaska Airlines Mileage Card for a while, but I don't want to get yet another credit card just yet. Plus the yearly fee seemed a bit much.

I dunno, maybe the mileage is worth it.

 

[FuZoR]

Originally posted by: DaWhim
citi dividends for student, 1% cash back

same

 

[Ameesh]

my mbna mastercard and my discover are the ones i use the most

 

[John]

CitiBank Platinum Visa
Bank of America Platinum Visa
Capitol One Platinum Visa
Credit Union Visa
Discover Platinum
Paypal Mastercard

 

[PoPPeR]

Originally posted by: cpals
/waits for Rossman to show up

are you waiting for his approval on credit cards or something

 

[nitsuj3580]

AMEX Starwood Platinum card I use for everything and a VISA through my Credit Union for those times when a place doesn't accept AMEX

 

[GeneValgene]

chase perfect master card - 1% cash back on all purchases, 3% on gas

citibank shell master card - 1% gas rebate on all purchases, 5% rebate on shell gas

amex corporate card

 

[Squisher]

#1 AMEX cash rebate(2% cash back,I got back $800 this year )

#2 Chase VISA Perfect Card(1% cash back)

#3 AAA VISA for gasoline(5% cash back, should be $200/yr.)

 

[RossMAN]

NickelTitanium,

I'm not going to list all the credit cards I have because that's privelaged information.

However the three best non-airline miles cc's IMHO are:

1) MBNA AAA
$0 annual fee
2.9% introductory balance transfer rate for 6 months
VISA card benefits (if it qualifies)
5% rebate on all gas purchases
MBNA's ONE TIME USE CC's

2) Chase Perfect Card
$0 annual fee assuming you make 9 or more purchases a year
0% introductory balance transfer rate
VISA card benefits including warranty manager, I buy all my computer/electronics with this cc.
6% on gas purchases within first 90 days
3% on gas purchases after first 90 days
1% rebate on ALL non-gas purchases credited to your statement every month, very nice!

3) Amex CostCo or Starwood cc.
Too lazy to type anymore, do your own damn research

FW has an excellent Finance Forum with great threads such as Best credit card rewards.

 

[wedi42]

i use other peoples cards as often as i can.
it's been getting more difficult lately, tellers are checking IDs more and more often.

 

[omega2]

The Air Miles program is ok, but the fact they keep jacking the points up is the fact I don't like. I mean take the movie ticket for example, it doesn't matter which country you live in, they just keep jacking the points up. On the other hand, other credit card companies haven't jack their points up, because it depends on the price you can buy with. Others will just deal with pain old money. so if the actual movie ticket price goes up, so does the points needed to get the ticket.

BTW, my credit card I'm using is President's Choice Financial MasterCard (www.pcmastercard.ca) which is a Canadian company here.

 

[randomlinh]

Chase perfect card sounds like what I want... now.. i just need to get out of my mini debt and then apply for one.. heh