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what course of action in accident

bpjz24

Member
I drive up and stop behind a pickup at a stop light, all at once you are rear ended by the car coming from behind you, the car hits you hard enough that it pushes you into the pickup in front of you.
3 involved, state trooper arrives, accesses situation, moves all from lanes of traffic. During which time, my wife suffered severe back pain from the impact, was transported by ambulance to local hospital.
Statement time...
Guy in pickup in front gives statement to police, he saw me come up behind him and stop, and also says he watched the car behind me come up and not slow a bit and hit me. BTW, he sustained no damage to his pickup.
My statement was the same except i told cop i looked in review seconds before impact.( i always watch people coming up behind, for all the good it does)

driver of car that hit me, basically admitted fault. she told me, and was heard by EMT's, driver of the pickup, that she... ( hit her brakes and her car did not slow down), fireman checked before moving her car, brakes were fine.
She also told the cop it was her fault, but more or less "doesn't know what happened or how she did it"
The cop cited her, cop told me he thinks she was distracted, and probably either missed the brake pedal, or maybe hit the gas, because there were no skid marks, and she was still tight against me with me against pickup.

Wife was released from hosp, they say no damage but be prepared for a few days of soreness, probably a day or two off from work as well.

So as of now, my insurance co. was notified by me, given driver/cars info of woman who hit me. Im told a adjuster will be in contact Monday about my car damage.

Btw, the woman who hit me seems to be very well off, driving a Caddy.And is 82 years old.

My first accident and i have been driving since 1973.
woman causing accident was insured as well, i do not know what kind of coverage as of yet.

Question? how do i proceed with car and hosp bill's and should wife seek any $ damage for the injury even tho its nothing serious?
 
My state is Maryland, driver that hit me lives in West Virgina, accident happened in West Virgina. West Virgina state police investigated accident.

I was just informed by my step daughter that her boss is a lawyer that handles car accident/personal injury. She is going to give him the details of the accident and see what he says about handling it ourself, or possibly using him as a attorney.
I dont want to ruin the lady that hit us, i am not "sue" crazy either, but would like to expect what compensation we are possibly due and not be taken by insurance company's for settling for to little.

In case you are wondering about daughters boss, she doesn't work in a law office, she tends bar, in a bar that the lawyer owns. And this is a smaller town and they talk a bit as he is always around.
 
Originally posted by: bpjz24
Question? how do i proceed with car and hosp bill's and should wife seek any $ damage for the injury even tho its nothing serious?


Why not just let the insurance companies hash it out.

I would only look to sue if her insurance company doesn't cover the medical and time off from work. If she has full coverage, it should. Let the insurance companies sue each other.

also..

i can has ipod?

 
i can has ipod?
sorry, cealing Kat stolz? ipod

As to my accident, yea, thats what i am asking, i dont know much about how it works, so im just trying to see what is best route
 
Originally posted by: bpjz24
I drive up and stop behind a pickup at a stop light, all at once you are rear ended by the car coming from behind you, the car hits you hard enough that it pushes you into the pickup in front of you.

I'm confused. Were you in the accident or was I in the accident?
 
Originally posted by: misle
Originally posted by: bpjz24
I drive up and stop behind a pickup at a stop light, all at once you are rear ended by the car coming from behind you, the car hits you hard enough that it pushes you into the pickup in front of you.

I'm confused. Were you in the accident or was I in the accident?

Engrish not first language

or second

or third

i'm just guessing.
 
Look, others had no problem with what i typed, i don't give a flying ____ about anand's grammar police, if what i typed bothers YOU that much, YOU know what YOU, can do with your comment.
 
No need to get a lawyer involved unless her insurance is bad.
Her insurance will (should) make you whole again.

Oh sure, you and you wife could start claiming all kinds of injuries and start seeking treatment for them and hopefully squeeze some more dough out of the insurance Co. ...but that's really a sleezeball move.
 
Originally posted by: bpjz24
Look, others had no problem with what i typed, i don't give a flying ____ about anand's grammar police, if what i typed bothers YOU that much, YOU know what YOU(,)can do with your comment.

no need for the comma there
 
Why are you so worried about suing? if the lady accidentally hit you then do you feel the need to be compensated? seems kinda greedy
 
Originally posted by: leegroves86
Why are you so worried about suing? if the lady accidentally hit you then do you feel the need to be compensated? seems kinda greedy

But it's the American way!
 
Originally posted by: bpjz24
Question? how do i proceed with car and hosp bill's and should wife seek any $ damage for the injury even tho its nothing serious?

The former, I would. Chances are the hospital will be 30days though anyway.

The latter depends on your ethics. You are entitled to pain and suffering in the legal system we have in the US. However this is terribly abused and why our insurance is high.
 
Originally posted by: JLee
Originally posted by: leegroves86
Why are you so worried about suing? if the lady accidentally hit you then do you feel the need to be compensated? seems kinda greedy

But it's the American way!

No shit. If Americans stopped being greedy in cases like this, hundreds of thousands of lawyers would have to find actual jobs...and that would severely impact the economy!


While I'd recommend talking to a GOOD lawyer, (not necessarily the daughter's boss who sounds like an ambulance chaser) IMO, as long as the insurance company takes care of everything properly, it doesn't have to go any farther. (BUT, depending on state laws where it happened...you could get RICH!! RICH I TELL YA! 😀
 
If you take the settlement from the insurance company, you'll get 2-3k tops. If you hire a lawyer, you'll probably get 20k after fees.
 
Originally posted by: leegroves86
Why are you so worried about suing? if the lady accidentally hit you then do you feel the need to be compensated? seems kinda greedy


been in an accident?

had to pay out of pocket expenses for medical care?

didn't think so.

Medical costs are going to be through the roof just for th hospital and the squad run to the hospital.

Then you have any follow up care that is needed.

Does he "need" to sue?

in a best case scenario...no....and hopefully it doesn't come to that.


People hear the word "sue" and automatically assume that is is all about greed. Its not.

Insurance companies do not like to pay any more than they have to and if that means cutting off care before you are healed then so be it...they don't care...you are nothing more than a number and a pain in the ass.

Sometime a lawsuit is required just to get what you need.

OP Let the insurance companies hash it out...but prepare for the worst and hope for the best....I dislike attorneys as much as the next guy, but sometimes you need to have the devil on your side.


good luck.
 
Originally posted by: Wheezer

Insurance companies do not like to pay any more than they have to and if that means cutting off care before you are healed then so be it...they don't care...you are nothing more than a number and a pain in the ass.

if you have ghetto insurance probably.

To the insurance company it's about loss mitigation. If they can throw $20k at someone (this right now is about the going rate to avoid a lawsuit...sometimes up to about $50k) they rather just do that and get a release from further liability.
 
Originally posted by: ElFenix
call your insurance, that's what you pay them for.

Not really. You pay your own insurance company to cover you in case you cause an accident. The only way they would step in if the other company denied to the claim. If West Virginia is an at fault state, then there really can't deny the claim.
 
is your wife, who, by doctor recomendation, taking time off work for 2 days? is she being payed for these days. are they counting as sick days? if she isnt being payed. the other driver should compensate her + hospital bills
 
Originally posted by: KentState
Originally posted by: ElFenix
call your insurance, that's what you pay them for.

Not really. You pay your own insurance company to cover you in case you cause an accident. The only way they would step in if the other company denied to the claim. If West Virginia is an at fault state, then there really can't deny the claim.

I love subrogation. Especially if the guy in front that you got pushed into ends up actually finding some damage to his car that went overlooked initially.

I don't know how it goes for the medical costs, though, as I've never personally been involved with a situation where I had to actually use the personal injury part of my auto insurance.
 
Originally posted by: Wheezer
Originally posted by: leegroves86
Why are you so worried about suing? if the lady accidentally hit you then do you feel the need to be compensated? seems kinda greedy


been in an accident?

had to pay out of pocket expenses for medical care?

didn't think so.

Medical costs are going to be through the roof just for th hospital and the squad run to the hospital.

Then you have any follow up care that is needed.

Does he "need" to sue?

in a best case scenario...no....and hopefully it doesn't come to that.


People hear the word "sue" and automatically assume that is is all about greed. Its not.

Insurance companies do not like to pay any more than they have to and if that means cutting off care before you are healed then so be it...they don't care...you are nothing more than a number and a pain in the ass.

Sometime a lawsuit is required just to get what you need.

OP Let the insurance companies hash it out...but prepare for the worst and hope for the best....I dislike attorneys as much as the next guy, but sometimes you need to have the devil on your side.


good luck.

EMT's are usually free in MD, as an MD EMT I know that my squad doesn't start billing unless its a frequent flyer, and thats just to stop crazy people from calling us the first time. If it was in Baltimore, the first one is always free.
 
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