What constitutes an 'excellent' credit score?

[zoiks]

Experian shows my credit score to be 775 which Citibank credit monitoring labels as 'Good'. Did the rules change recently in terms of what is good and what is excellent?

 

[amdhunter]

Over 9000 would be Excellent IMO.

 

[jlee]

Originally posted by: amdhunter
Over 9000 would be Excellent IMO.

I concur.

 

[zoiks]

Originally posted by: amdhunter
Over 9000 would be Excellent IMO.

Yeah. Maybe if you took the identity of a dozen dead people and summed up all their credit scores.

 

[IceBergSLiM]

minimum of 720 i heard

 

[jlee]

https://etrack.eloan.com/myeloan/creditfaq

 

[zoiks]

Originally posted by: JLee
<a target=_blank class=ftalternatingbarlinklarge href="https://etrack.eloan.com/myeloan/creditfaq">https://etrack.eloan.com/myeloan/creditfaq</a>

Now that makes more sense than shooting someone in a Burger King vigilante style.
j/k about the reference. Thanks for the link.

 

[jlee]

Originally posted by: zoiks

Originally posted by: JLee
<a target=_blank class=ftalternatingbarlinklarge href="https://etrack.eloan.com/myeloan/creditfaq"><a target=_blank class=ftalternatingbarlinklarge href="https://etrack.eloan.com/myeloan/creditfaq">https://etrack.eloan.com/myeloan/creditfaq</a></a>

Now that makes more sense than shooting someone in a Burger King vigilante style.
j/k about the reference. Thanks for the link.

....

 

[ConstipatedVigilante]

This "Good vs. Excellent" crap sounds like the grades on my elementary school report cards...

 

[SoulAssassin]

Originally posted by: zoiks
Experian shows my credit score to be 775 which Citibank credit monitoring labels as 'Good'. Did the rules change recently in terms of what is good and what is excellent?

It could be a FAKO score which is an inflated number compared to FICO. 775 is definitely top tier FICO.

 

[Schfifty Five]

Originally posted by: zoiks

Originally posted by: amdhunter
Over 9000 would be Excellent IMO.

Yeah. Maybe if you took the identity of a dozen dead people and summed up all their credit scores.

His statement was a reference to a dbz joke that's been circulating around the interwebz. I just assumed you didn't know by the response you gave. Just FYI in case you didn't know.

 

[dbk]

Originally posted by: JLee

Originally posted by: zoiks

Originally posted by: JLee
<a target=_blank class=ftalternatingbarlinklarge href="https://etrack.eloan.com/myeloan/creditfaq"><a target=_blank class=ftalternatingbarlinklarge href="https://etrack.eloan.com/myeloan/creditfaq"><a target=_blank class=ftalternatingbarlinklarge href="https://etrack.eloan.com/myeloan/creditfaq">https://etrack.eloan.com/myeloan/creditfaq</a></a></a>

Now that makes more sense than shooting someone in a Burger King vigilante style.
j/k about the reference. Thanks for the link.

....

wtf?

:laugh:

 

[zoiks]

Originally posted by: Schfifty Five

Originally posted by: zoiks

Originally posted by: amdhunter
Over 9000 would be Excellent IMO.

Yeah. Maybe if you took the identity of a dozen dead people and summed up all their credit scores.

His statement was a reference to a dbz joke that's been circulating around the interwebz. I just assumed you didn't know by the response you gave. Just FYI in case you didn't know.

Ah. Thanks for the heads up. Didn't know that.