what are your top tricks for saving money?

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Perknose

Forum Director & Omnipotent Overlord
Forum Director
Oct 9, 1999
46,870
10,660
147
Originally posted by: FelixDeKat
Take the spare tire out of your car. It weights about 25 lbs depending on size. You can also lose the jack and other tools. Gas mileage went up 10%+

You are bullshitting yourself, which is sad, and therefore bullshitting us, which is unacceptable.

Even if you honestly saved a full 25 lbs, that savings on a vehicle weighing 3,000 - 4,000 lbs and having the same air resistance would be freaking negligible, and nowhere near 10+%.

Is your car really one of those now rare ones that came originally with a full size spare? If not, a donut spare and a jack weigh significantly less than 10 pounds total.

 

InflatableBuddha

Diamond Member
Jul 5, 2007
7,416
1
0
As others have said, don't eat out very often.

When you grocery shop, plan all your meals for the week, figure out what ingredients you need and make a list. Don't shop when you're hungry. Buy no-name brands, and buy on sale whenever possible. Go for fresh produce and bakery items; less packaged food.

Drive less. Use transit or a bike when you can, and go easy on the gas pedal and brakes when you do drive.

Don't drive a new car unless you can afford to do so without making payments. Otherwise get a good used vehicle and maintain it well.

Impulse shop less. If you want to buy something in a store, think about it for another day or two, and if you still want it, then go buy it.

Regularly invest your savings into mutual funds, interest-bearing accounts, etc. so you have contingency when you need it.
 

rasczak

Lifer
Jan 29, 2005
10,437
23
81
Originally posted by: Corporate Thug
I hemorage money so I couldn't tell you. I got my CC statement and it showed that I spent $450 on eating out in one month...

but how much is your grocery bill?

if your bill is under $100 then i think you're sitting pretty.
 

meltdown75

Lifer
Nov 17, 2004
37,548
7
81
payroll deductions directly to savings bonds or RRSPs. you forget they're even coming off your pay so it's harder to spend the money on hookers & blow.
 
Sep 12, 2004
16,852
59
86
Originally posted by: WaTaGuMp
Why are you people taking my hooker comment? Are you trying to be cool like me :cool: or really cutting back on them? ;)
You were disqualified because you forgot to mention the blow. Hookers without blow is like champagne without bubbles, Donny without Marie, Anand without Tech...
 

sourceninja

Diamond Member
Mar 8, 2005
8,805
65
91
Pirates Bay has saved me tons!

I kid, I kid!

Seriously though, playing more sports and less video games has cut my spending. Now instead of buying games I'm out getting punched in the face.
 

TridenT

Lifer
Sep 4, 2006
16,800
45
91
Originally posted by: CRXican
don't spend it

My predecessor knows the way. ;)

Don't spend money, that easy! :D

If I had cool neighbors then maybe I would share my internet, but since we live in ghetto land with all these frikkin' weirdos, nah... :p
 

Special K

Diamond Member
Jun 18, 2000
7,098
0
76
Originally posted by: rasczak
Originally posted by: Corporate Thug
I hemorage money so I couldn't tell you. I got my CC statement and it showed that I spent $450 on eating out in one month...

but how much is your grocery bill?

if your bill is under $100 then i think you're sitting pretty.

In general, making your own food is cheaper than eating out, so more money could be saved if necessary by not eating out as often.
 

rudder

Lifer
Nov 9, 2000
19,441
86
91
or better yet... find a crack addicted hooker who will do it for a piece of your rock.
 

Engineer

Elite Member
Oct 9, 1999
39,230
701
126
Originally posted by: Perknose
Originally posted by: FelixDeKat
Take the spare tire out of your car. It weights about 25 lbs depending on size. You can also lose the jack and other tools. Gas mileage went up 10%+

You are bullshitting yourself, which is sad, and therefore bullshitting us, which is unacceptable.

Even if you honestly saved a full 25 lbs, that savings on a vehicle weighing 3,000 - 4,000 lbs and having the same air resistance would be freaking negligible, and nowhere near 10+%.

Is your car really one of those now rare ones that came originally with a full size spare? If not, a donut spare and a jack weigh significantly less than 10 pounds total.

Maybe he was dragging them behind the car attached to a large anchor chain? :D

Like others said, don't spend it. Pay off your debts as soon as possible and then, even in a downturn like now, you'll be fine.
 

Trey22

Diamond Member
Oct 31, 2003
5,540
0
76
Bring lunch to work instead of eating out. I might eat out once a week, usually once every two weeks as a treat.

We only eat out once a week, Friday date night.

Changed cell phone plans.

Upcoming cable TV plan change.

No interest on CC's, we pay them in full every month.

 

PricklyPete

Lifer
Sep 17, 2002
14,582
162
106
In my opinion the single best way to save money is to put a certain percentage out of reach the second you get your paycheck. Has worked for me so far.
 
Dec 10, 2005
28,715
13,867
136
Only buy stuff I need (tp, paper towels, a snack item or two) when its on sale. Cook my own food - eat pasta at least 2-3 times a week. Buy frozen vegetables to supplement dinner - they're cheap and they last forever in the freezer.

I could save more by making my way to the larger grocery store nearby (but further walk or take the bus.... kind of cold out at the moment) and buy meat for less than I get now and just freeze it.

Share internet with roommates. I would like to drop the TV service and just stick with OTA, switch to another ISP... I'll talk that over when my Comcast promotion ends in June.

Turn off lights when no one is in the room. Turn down thermostat when people are sleeping/people are in class. Turned down the water heater from scalding hot (near-instant burn) to hot enough to burn if you leave your hand under for too long (all heat in my apartment is NG).
 

Wheezer

Diamond Member
Nov 2, 1999
6,731
1
81
Learn how to use coupons and CVS Extra Bucks to your advantage.

you can supply your house with all the brand name toothpaste, tooth brushes, deodorant, bath soap, dish soap, toilet paper and paper towels for next to nothing if you plan right.

 

Perknose

Forum Director & Omnipotent Overlord
Forum Director
Oct 9, 1999
46,870
10,660
147
Originally posted by: kranky
I don't buy an address book. I just use the phone book, then cross out the names of people I don't know.

Save on laundry - buy old T-shirts at the Goodwill for a dime then just throw them out when you're done. Cheaper than washing and drying them.

A dark mahogany wood stain, removed after five minutes, is a much cheaper alternative to tanning salons.

Ever notice how many motels have "Free Breakfast" on their signs? It never says you have to be a guest there, does it?

Every wedding reception has a number of no-shows. Watch your newspaper for upcoming wedding announcements placed by people who want to show off how lavish their upcoming nuptials will be. Put on a nice outfit, line your empty camera bag with aluminum foil and plastic wrap, and invite yourself. Enjoy a great meal as well as a "to go" bag for later. If anyone asks, you're third cousin Pat from out west (or east)- "I'm the one who is just getting over that bad head injury." That stops a lot of questions.

Many people who use self-service car washes finish and leave before the timer has expired. If you're quick, you can get a little of your own car washed before time's up. And if you hang around for an hour or two, you can get the whole thing finished for free.

You'd be surprised at how often harried grocery shoppers with little children forget something in the cart after loading up the car. If you stroll around the parking lot, you can be that nice person who offers to return the cart to the store because "I'm on my way in anyway."

Remember that neighbor you hate? If your long extension cord somehow finds its way to the outlet on the back of his house while they are on vacation, that's as good a time as any to finish that carpentry project with your power tools. Oops - they noticed? "I'll talk to little Billy about playing with the extension cords. Sorry about that."

Lol.

And, loki, your OP indicates you've already got a decent grasp on what to do.

A couple random other ones:

- Keep your fridge, and especially your freezer, full. The mass stays cold, and will significantly cut your electric bill. Also, experiment with turning down the temps in your fridge and freezer until you hit the "sweet spot" between "cold enough" and savings -- same in reverse with your hot water heater.

-- Buy your spices from the bulk bins at natural foods co-ops or ethnic stores. Supermarket chains still gouge unbelievably for theirs.

-- Want primo clothes cheap? Find a thrift shop in a high-end neighborhood tied to a "socialite" cause. The connections and location of the people who run it will insure a near plethora of primo duds, often nearly unused. Like garage sales, this method involves patience and restraint.

-- Always pay your CC in full on time, and get one with rewards. This way, the ~one month float and the cash back means they are paying YOU to use their service. Try to put everything on just one card. This, with a perfect payment history, will mark you in their database a great customer, and combined with "your smooth, confident and assured" manner on the phone will get you a PREMIUM level of service. Trust me on this.

-- Used wisely, your home sub to your Sunday paper will pay for itself in grocery coupon savings. Note: supermarkets often tie their 2for1 sales to coincide with manufacturers coupons.

-- Also, don't pay any more than half price for your Sunday paper sub. Newspapers are desperate these days for circulation numbers.

-- Hypermile when driving. Without even calling it anything, I found that I have been using a lot of their practices for years, just without the trendy name.


Edited for additional blather: Pay attention to the mailed or included in your Sunday paper weekly supermarket inserts. Invest a full 10 minutes scanning them.

You know who offers THE CHEAPEST prices of good, brand name necessities like TP, paper towels, toothpaste, etc? NOT the price clubs, but supermarkets when they regularly offer their half price/near half price sales on them. When you spot them, stock up.

And, finally, not that you need to be told this, OP, but don't go down the "x cents off is everything" rabbit hole, don't morph into a miserly crank.

All these stratagems are simply disciplined lifestyle habits that should quickly recede (as any good habit should) into the background of your consciousness.

Remember that life is ALSO to be lived, loved and enjoyed. Never forget to treat yourself to the best from time to time. If you don't, who will?
 

FelixDeCat

Lifer
Aug 4, 2000
31,011
2,682
126
Originally posted by: Perknose
Originally posted by: FelixDeKat
Take the spare tire out of your car. It weights about 25 lbs depending on size. You can also lose the jack and other tools. Gas mileage went up 10%+

You are bullshitting yourself, which is sad, and therefore bullshitting us, which is unacceptable.

Even if you honestly saved a full 25 lbs, that savings on a vehicle weighing 3,000 - 4,000 lbs and having the same air resistance would be freaking negligible, and nowhere near 10+%.

Is your car really one of those now rare ones that came originally with a full size spare? If not, a donut spare and a jack weigh significantly less than 10 pounds total.

It was a full sized spare, and I averaged about 280-290 between fillups. And while my observations were very unscientific, I can now go about 310-325 between fillups.

Since I use a debit card, Ive notated the trip mileage at every fillup for several years. I also keep track of the amount paid, price per gal and obviously gallons purchased. Yes, I know there are so many variables in play, but Ill bet if I threw that spare tire, jack, etc back in the car, the mileage will go down. If I could get away with it, I would also take the back seat out to save even more weight. When gas was $4+ per gallon it made sense to try anything.
 
Feb 19, 2001
20,155
23
81
Originally posted by: FelixDeKat
Originally posted by: Perknose
Originally posted by: FelixDeKat
Take the spare tire out of your car. It weights about 25 lbs depending on size. You can also lose the jack and other tools. Gas mileage went up 10%+

You are bullshitting yourself, which is sad, and therefore bullshitting us, which is unacceptable.

Even if you honestly saved a full 25 lbs, that savings on a vehicle weighing 3,000 - 4,000 lbs and having the same air resistance would be freaking negligible, and nowhere near 10+%.

Is your car really one of those now rare ones that came originally with a full size spare? If not, a donut spare and a jack weigh significantly less than 10 pounds total.

It was a full sized spare, and I averaged about 280-290 between fillups. And while my observations were very unscientific, I can now go about 310-325 between fillups.

Since I use a debit card, Ive notated the trip mileage at every fillup for several years. I also keep track of the amount paid, price per gal and obviously gallons purchased. Yes, I know there are so many variables in play, but Ill bet if I threw that spare tire, jack, etc back in the car, the mileage will go down. If I could get away with it, I would also take the back seat out to save even more weight. When gas was $4+ per gallon it made sense to try anything.

Cruise control 65 also helps guys. I know you all are speed demons who like barreling down at 80mph+. When you see a car in front of you, you tailgate and are impatient. Hell, I am too even if I do only 75. It's tough to make me maintain 65 if I'm in a rush. However if I have plenty of time and I'm not going to be late to work then I'll take it slow. You all should. 31mpg vs. 27ish is a HUGE difference.