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What are you paying for insurance?

M

Mill

Lifer
Please list vehicle year and model, your age, and all other info...

Just got quoted on my Explorer. I am 19.

my limits are 100,000 300,000 50,000

Comprehensive deductible-250
Collision deductible-500

88.50 a month which is 1062 a year. Multicar family rate with student discount. One wreck and one ticket.

Edit-I should add this is full coverage and with State Farm.
 
'94 Camry LE, 4 banger.
'00 VW Passat Wagon 6 cylinder

Me: 24
Fiance: 22

My record: clean as a whistle
Her record: one ticket

Camry has just liability (not sure on coverage, but it's near the top), and it's ~$500 a year
Passat has full coverage(again not sure on coverage, but near the top) and it's also ~$500 a year.

$500 deductable on both cars for collision and liability.

Coverage is through allstate.
 
'02 Audi A6
'00 Dodge Dakota Quad Cab

100/300/50 limits
100 deductibles on the Audi, 500 on the Dakota

It's around $1100 a year for both vehicles, I'm 32 with a clean driving record
Erie Insurance
There is a multi-policy discount since my homeowners insurance is also with Erie
 
How the hell did you get your rates so cheap?

I'm older than you (20), my wreck will drop off in two months, and I have one speeding ticket.

Granted I haven't had insurance in a year (haven't been driving due to my vision), but still...

My 6 month Progressive quote for a 2000 Mustang GT with similar limits to yours was $2,700.

That's over $5,000 per year.

An Explorer would likely be similar.

And that's without the wreck, I got the quote as if it had dropped off already.

rolleye.gif


A State Farm quote listing no wrecks/tickets, etc. + 4 years continuously insured, etc, etc, etc was $2,400. Friggin' insane.

Viper GTS
 
2800/year

19, 97 honda prelude

500 deductable, dunno the other stuff


that's 10% off for multicar, 10% for employee
 
I am 21, and live in Washington state.

My car: 1987 Toyota Supra Turbo (w/ ABS and alarm)

Coverage: Bare minimum legal in WA. No comp, collision, or PIP.

Driving record: 1 ticket, nearly 3 years ago. No accidents. (almost off record)


I pay about $166 / month to Geico (on my own insurance plan, not a family one)
 
Liability minimums only for the state and I'm paying about $17,500 every 6 months, but that's what you get when you're 24 and your car is a Murcielago 🙁
 
Actually to be truthful...

THose are great prices millenium. I pay $89 a month for liability only (250 deductible). I have high coverage numbers. This is through progressive on a 93 sentra. I'm 24 with no faults on driving history.
 
99 GMC truck

$1200 yr. will be looking for a cheaper insurance than now since it expires next month. I've seen some time ago for $600/yr.
 
Originally posted by: Viper GTS
How the hell did you get your rates so cheap?

I'm older than you (20), my wreck will drop off in two months, and I have one speeding ticket.

Granted I haven't had insurance in a year (haven't been driving due to my vision), but still...

My 6 month Progressive quote for a 2000 Mustang GT with similar limits to yours was $2,700.

That's over $5,000 per year.

An Explorer would likely be similar.

And that's without the wreck, I got the quote as if it had dropped off already.

rolleye.gif


A State Farm quote listing no wrecks/tickets, etc. + 4 years continuously insured, etc, etc, etc was $2,400. Friggin' insane.

Viper GTS
Click to expand...

I honestly don't know. I have the multi-car/family plan plus student discount. I really was suprised. I have had five tickets to drop so that is a help. At one point I had 6 tickets and the wreck(not my freakin fault and I was driving a rental car). The tickets were all from one city(long story) and they pushed me over the point limit and I had my license suspended.

My cousin is on a family/multi-car is 24 and has no tickets or wrecks. He pays 97 a month for a 99 F150. My other friend has liability only on a 94 Camry and pays 112. Doesn't add up, but I like it.
 
'95 firebird formula.....and i'm 20

$680 every six months, so that's $1360 a year

but i am 'officially' driving my mom's minivan, and she's driving this. =P

I have a 4 point ticket, but it didn't go up at all. I read somewhere state farm overlooks your first ticket. It's also titled in my dad's name(saves even more) although i paid for it. My mom's went up $40 going from a minivan to this, so i pay that too. If I had this in my name and had myself as the primary driver it'd be somewhere around $3000 a year. 🙁

edit: got full coverage, liability and collision too.
 
21 single male, 97 nissan pickup 100/300/100 liability, 240comp, 500collision. Also have a 63Ford Falcon 50/100/50 liability, and underinsured, and uninsured motorist. Paying about 140 month
Farmers Insurance.
 
$70 per month FULL COVERAGE includes $16,000 renters insurance plus a whole bunch of extra stuff I'll probably never use.

2002 Honda Accord SE automatic, ruby pearl red with $400 Clifford Matrix 2 car alarm

Male
27
Married

No accidents/tickets/no nothing in the past 3 years
 
car: 2000 ford ranger
payment: $134.90 every 6 months.
coverage: full coverage
ins. provider: farmers
record: 1 fix-it (tint too dark on windows)
age: 20

it doesnt hurt to have a close family friend as your insurance agent...
 
Insurance: $200 US a year.
Car: 1988 Dodge Shadow 4dr.
Newly licensed, 20 yr old male.

Coverage (in CDN):

$15000/$5000/$5000 death/dismemberment/injury to myself
$1000000 liability to the other party.
Also, I am covered for collisions when the collision is the other party's fault. If it is my fault, I am not covered.
 
Originally posted by: Ultima

Also, I am covered for collisions when the collision is the other party's fault. If it is my fault, I am not covered.
Click to expand...

I hope you aren't paying one dime for that chunk of insurance BS.

 
2002 Chev. Blazer (full coverage, $250 ded.)
1998 Chev. Silverado (full coverage, $250 ded.)
1986 Dodge Aries (liability only---the beater/rain car)
2002 Honda CB750 Nighthawk (full coverage, $250 ded.)


$786 every six months.......
 
2002 Z28 - 1600/yr.
1996 Escort - 1200/yr.
1991 Dakota - 500/yr.


Damn wife with 2 tickets(2 points each) a week apart last year.

At least she doesn't accelerate up the driveway anymore.


😱
 
Originally posted by: killmeplease
Originally posted by: Ultima

Also, I am covered for collisions when the collision is the other party's fault. If it is my fault, I am not covered.
Click to expand...

I hope you aren't paying one dime for that chunk of insurance BS.
Click to expand...

No, it's supposedly part of the policy. I only have liability and death/dismemberment.
 
Originally posted by: RossMAN
$70 per month FULL COVERAGE includes $16,000 renters insurance plus a whole bunch of extra stuff I'll probably never use.

2002 Honda Accord SE automatic, ruby pearl red with $400 Clifford Matrix 2 car alarm

Male
27
Married

No accidents/tickets/no nothing in the past 3 years
Click to expand...
Wow, that sounds like a really nice car!!
Must have cost a bundle!!

 
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