We're in debt!!!

[rufruf44]

35K on mortgage, 30K on CC @ 0% its my only debt. I swear those plastic not gonna make a single dime off me

 

[Vic]

Originally posted by: rufruf44
35K on mortgage, 30K on CC @ 0% its my only debt. I swear those plastic not gonna make a single dime off me

You got no equity in that house? You should have consolidated while mortgage rates were still in the 5%'s (15 fixed still is but the 30 is over 6% now and going up every day).
That CC debt isn't gonna be 0% forever. They all have hidden clauses in them that they can jack the rate on you almost whenever they feel like it. As soon as the Prime goes up and all the CC providers start raising their rates, you'll feel the pinch.