Ways to get free credit score and report online?

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I've done the equifax 30 day free trial. I've done the single eloan.com free credit score. What's another way? 🙂 I am not up to paying $13 for another score!

 

[Aves]

I was thinking about that same question on the drive home this morning.

Where is RossMAN?

 

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🙂

 

[Crab cake]

The difference between my eloan score and the Big 3 scores was no more than 17 points. What are you trying to achieve when you already have Equifax and eloan? Chances are your scores won't vary by more than 20 points. Don't waste your money.

 

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Originally posted by: Crab cake
The difference between my eloan score and the Big 3 scores was no more than 17 points. What are you trying to achieve when you already have Equifax and eloan? Chances are your scores won't vary by more than 20 points. Don't waste your money.

They were months ago.

 

[Crab cake]

Did you know that your credit profile is updated on a quarterly basis?

 

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Originally posted by: Crab cake
Did you know that your credit profile is updated on a quarterly basis?

It's updated each time an inquiry is made and some lenders, such as my credit card lender (MBNA), update every month. My statement is made on the 1st of each month and they update Equifax, at least, around the 10th give or take several days.

 

[ElFenix]

you cheap-ass!

 

[Mutilator]

I'd say just get Equifaxes 4 for the price of 3 deal. $38.85. That's $9.71 a report.

 

[Crab cake]

Originally posted by: Skoorb

Originally posted by: Crab cake
Did you know that your credit profile is updated on a quarterly basis?

It's updated each time an inquiry is made and some lenders, such as my credit card lender (MBNA), update every month. My statement is made on the 1st of each month and they update Equifax, at least, around the 10th give or take several days.

Yes, of course, your report is updated on a monthly, if not weekly, basis. Just think of the potential for abuse if it's only updated every quarter. Your credit profile (the bigger picture of your credit) is still updated on a quarterly basis.

 

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Originally posted by: Crab cake

Originally posted by: Skoorb

Originally posted by: Crab cake
Did you know that your credit profile is updated on a quarterly basis?

It's updated each time an inquiry is made and some lenders, such as my credit card lender (MBNA), update every month. My statement is made on the 1st of each month and they update Equifax, at least, around the 10th give or take several days.

Yes, of course, your report is updated on a monthly, if not weekly, basis. Just think of the potential for abuse if it's only updated every quarter. Your credit profile (the bigger picture of your credit) is still updated on a quarterly basis.

What's the difference...? I know that my score can change on a very frequent basis, so how is that diff from a "credit profile"?

 

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🙂

 

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😉