Walmart To End Layaway Service This Year

[Raduque]

Originally posted by: LegendKiller
Yaeh, screw people who can't pay anyway. They need to take out a 20% credit card and charge it!

Originally posted by: cKGunslinger
Even the lowest income shoppers today can get a credit card, so layaway programs are next to useless.

You keep telling yourself that, but I (and people like me), get denied by EVERYBODY... even Providian, who preys on the low-income.

 

[ATLien247]

Besides using it to hide Christmas and birthday presents from the kids, my wife also uses the layaway at Wal-Mart to "reserve" items before a big sale. That way she doesn't need to fight the crowds and/or worry about the item being out of stock. They adjust the price accordingly when she claims the layaway. Man, she is going to be pissed!

 

[waggy]

Originally posted by: Raduque

Originally posted by: LegendKiller
Yaeh, screw people who can't pay anyway. They need to take out a 20% credit card and charge it!

Originally posted by: cKGunslinger
Even the lowest income shoppers today can get a credit card, so layaway programs are next to useless.

You keep telling yourself that, but I (and people like me), get denied by EVERYBODY... even Providian, who preys on the low-income.

guess you shouldnt have screwed up your credit eh?

 

[waggy]

Originally posted by: ATLien247
Besides using it to hide Christmas and birthday presents from the kids, my wife also uses the layaway at Wal-Mart to "reserve" items before a big sale. That way she doesn't need to fight the crowds and/or worry about the item being out of stock. They adjust the price accordingly when she claims the layaway. Man, she is going to be pissed!

this is the only time i use layaway. to reserve items before BF

 

[FoBoT]

who still uses layaway? old people?

last time i used it was 5-6 years ago
i have only used it 2-3 times in my lifetime

 

[Raduque]

Originally posted by: waggy

Originally posted by: Raduque

Originally posted by: LegendKiller
Yaeh, screw people who can't pay anyway. They need to take out a 20% credit card and charge it!

Originally posted by: cKGunslinger
Even the lowest income shoppers today can get a credit card, so layaway programs are next to useless.

You keep telling yourself that, but I (and people like me), get denied by EVERYBODY... even Providian, who preys on the low-income.

guess you shouldnt have screwed up your credit eh?

Can't screw up what you don't have - All my rejection letters have the reason as "Insufficient Credit History".

You need credit to build credit, but can't GET credit without established credit.

 

[mugs]

Originally posted by: Raduque

Can't screw up what you don't have - All my rejection letters have the reason as "Insufficient Credit History".

You need credit to build credit, but can't GET credit without established credit.

Seems like if you want to get credit with no past credit history, you have to either be a college student or get a secured credit card (where you pay $500 in advance and get a $500 limit). After about a year with a secured card you should be able to get a non-secured card.

 

[amdskip]

Good, it's about time they did something about it. Walmart gains nothing out of the service and all the costs associated with it are not made up in profit.

None of the stores have room for the stuff so trailers are rented and it's a real pain to find stuff in the trailers.

 

[cKGunslinger]

Originally posted by: Raduque

You keep telling yourself that, but I (and people like me), get denied by EVERYBODY... even Providian, who preys on the low-income.

Layaway does not replace a credit card or rent-to-own, or anything similar. Layaway replaces self-savings (you get the items only after you've paid for them in full.)

 

[dainthomas]

Originally posted by: amdskip
Good, it's about time they did something about it. Walmart gains nothing out of the service and all the costs associated with it are not made up in profit.

None of the stores have room for the stuff so trailers are rented and it's a real pain to find stuff in the trailers.

But don't the trailers make Walmart shoppers feel more at home? That way they'll hang out longer and spend more money. Profit!!

 

[chambersc]

Originally posted by: ATLien247
Besides using it to hide Christmas and birthday presents from the kids, my wife also uses the layaway at Wal-Mart to "reserve" items before a big sale. That way she doesn't need to fight the crowds and/or worry about the item being out of stock. They adjust the price accordingly when she claims the layaway. Man, she is going to be pissed!

Actually, that is a very clever idea!

 

[waggy]

Originally posted by: chambersc

Originally posted by: ATLien247
Besides using it to hide Christmas and birthday presents from the kids, my wife also uses the layaway at Wal-Mart to "reserve" items before a big sale. That way she doesn't need to fight the crowds and/or worry about the item being out of stock. They adjust the price accordingly when she claims the layaway. Man, she is going to be pissed!

Actually, that is a very clever idea!

yeap i do it every year when if ind out the ads for BF. some stores won't let you do it though. well they claim they won't let but hwo they going to stop it? well besides killing off layaway plan heh.

 

[cKGunslinger]

Originally posted by: dainthomas

Originally posted by: amdskip
Good, it's about time they did something about it. Walmart gains nothing out of the service and all the costs associated with it are not made up in profit.

None of the stores have room for the stuff so trailers are rented and it's a real pain to find stuff in the trailers.

But don't the trailers make Walmart shoppers feel more at home? That way they'll hang out longer and spend more money. Profit!!

Wow, that's not a tired stereotype at all! No sir!