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Walmart now requires seeing license to use credit card

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Originally posted by: EvilYoda
yeah, I don't quite understand why your panties are in a bunch over this...I like the places that ask for my ID.
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:thumbsup:

This is almost as ridiculous as complaining that you might need to show a photo ID before casting a ballot.

There is a method to the madness.
 
Originally posted by: mugs
Originally posted by: ScottSwingleComputers
They have to accept it, and they are supposed to ask for ID, although the smart thing would be to write in the signature box "Check ID" so a thief can't sign it himself.

I was using a brand new card once that I forgot to sign, and a store said they couldn't accept it because its not signed. I reminded them they have to check my id in that situation, handed them my id, and they accepted it.
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Again, I don't believe they are supposed to accept it if it's not signed, and if you write "Check ID" on the back, then they should only accept it if you sign your name as "Check ID"

(That doesn't mean stores abide by that, clearly they don't, but I *think* that's what the CC companies' policies are)

Edit: Here you go: http://usa.visa.com/business/accepting_.../ops_risk_management/card_present.html

Toward the bottom:
If the card has a ?See ID? in place of a signature?


1. Request a signature. Ask the cardholder to sign the card and provide current government identification, such as a driver's license or passport (if local law permits).
2. Check the signature. Be sure that the signature on the card matches the one on the transaction receipt and the additional identification.
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I stand corrected. Thank you
 
Originally posted by: mugs
Originally posted by: LED
If the card is not signed on the back (which the OP didn't specify)...any State or establishment may request proper I.D.
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If you don't sign the back of it I don't think they're even supposed to accept it, ID or no ID.

And I don't think it should be illegal to require ID to use a credit card, and I think the OP has gotten his panties in a bunch just for the sake of doing it.
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Hey, my panties aren't all that much in a bunch, but I don't just let things go unchallenged, especially a policy change enacted by a huge retail chain like Walmart.

I was just curious as to why if it was illegal to ask for the same personal info when using a check? I don't even have a CC, just a check card.

 
Originally posted by: Wag

Hey, my panties aren't all that much in a bunch, but I don't just let things go unchallenged, especially a policy change enacted by a huge retail chain like Walmart.

I was just curious as to why if it was illegal to ask for the same personal info when using a check? I don't even have a CC, just a check card.
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I honestly have no idea why they'd make it illegal to ask for ID when using a check... it's somewhat illogical since they only do it to prevent fraud. Unless it's as I suggested before - because poor people don't have driver's licenses. If you're using a check card, you should be especially glad that they're checking ID, because the law does not entitle you to the same protection that credit card users get.
 
i never show my ID when paying with a credit card. if any store refuses to accept my purchase, i bring it up with their management in the store. if that doesn't go well, i bring it up even higher by writing to the corporation. by then, i always get an apology and some sort of freebie.

people say that showing an ID protects the customer. it does NOT protect the customer. what is to stop a thief to use a credit card online, mail order, or over the phone. there is obviously no ID checks there. so how is showing ID in the store going to protect the customer. there is more chance of identify fraud to the customer than the customer being protected.

besides, visa and mastercards policy states that if the card is valid and properly signed, no further means of validation including ID is necessary or should be required for purchase.

and with a CC, even if a thief uses the card fradulently, the customer does not have to pay anything on those fraudulent charges.

stores are stupid that ask for ID because they never compare signatures, as what visa and mastercard is the only thing in order to make the purchase valid. anyone can fake an ID but its harder to forge a signature.
 
Originally posted by: Wag
This was a new policy enacted by Ma Walmart. I challenged the cashier on this, stating that the policy was illegal with checks, so how is this any different with credit cards?

His snotty response (this was an adult mind you, and not a kid) was that Home Depot starting doing this last week, so that makes it OK, and expect to see it everywhere.

What's the point of not having your Social Security # on your drivers license if you have to show it anyways? I hope the Ma AG comes down on them for this.
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WPAYF?

(What Planet Are You From?)

It is good that places ask to see your ID...less fraud.
 
I noticed the cashiers at Lowes requesting drivers licenses yesterday and jotting the information down. First time I'd ever seen anybody actually verify a credit card. Took the guy as long to pay by CC as it would have to pay by check.

 
Originally posted by: Toasthead
very common practice in CA
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common, but wrong. i live in san diego and have to deal with stores asking for ID, requiring minimum purchases, or surcharging. in the end, i always win.
 
I'm glad they ask for ID. Any retail outlet that asks for ID for credit card purchases to protect the consumer from possible fraud gets a :thumbsup: from me.
 
Originally posted by: arcas
I noticed the cashiers at Lowes requesting drivers licenses yesterday and jotting the information down. First time I'd ever seen anybody actually verify a credit card. Took the guy as long to pay by CC as it would have to pay by check.
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I would never let them write anything down. I rarely even let them touch it, I just hold it up so they can see the picture and name.
 
Originally posted by: KLin
I'm glad they ask for ID. Any retail outlet that asks for ID for credit card purchases to protect the consumer from possible fraud gets a :thumbsup: from me.
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They are protecting themselves from Fraud. If someone steals my CC and uses it, I dispute the charges, have them removed, and move on with my life.

 
Why the fvck do people get so offended when someone asks for ID when you pay with a credit card? God the people of this country drive me fvcking crazy at times.


and if someone called you that?

Sorry, guess it was just a little too over the top huh? Won't happen again. 🙂
 
Originally posted by: KLin
I'm glad they ask for ID. Any retail outlet that asks for ID for credit card purchases to protect the consumer from possible fraud gets a :thumbsup: from me.
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they don't protect the customer from fraud. they put themselves more liable for fraud. what if someone used a fake ID. the store will then have to take the loss. if they checked for signatures instead, less likely the store would have had fraud.

another scenario where IDs are pointless: pay at the pump gas stations.
 
Originally posted by: dionx
what is to stop a thief to use a credit card online, mail order, or over the phone. there is obviously no ID checks there. so how is showing ID in the store going to protect the customer.

online you have to fill out all the billing address info. And YES, I understand a thief could get that too, but it is still a form of deterent, just like checking ID in store is a deterent. No one said deterents STOP crime cold, they just help deter.

besides, visa and mastercards policy states that if the card is valid and properly signed, no further means of validation including ID is necessary or should be required for purchase.

Thats very nice, and has no bearing whatsoever on a store policy. The store can decide how they want to conduct bussiness. Thats one of the few rights stores have left. The bank of Visa does not get to decide policy for Wal-Mart. And the reverse is also true.

and with a CC, even if a thief uses the card fradulently, the customer does not have to pay anything on those fraudulent charges.

I hope you are not speaking for all the credit companies. Most of the cards I've had over the years still make you pay the first $50. That can add up if the thief gets many cards and goes to many shops with them.

stores are stupid that ask for ID because they never compare signatures, as what visa and mastercard is the only thing in order to make the purchase valid. anyone can fake an ID but its harder to forge a signature.

ANYONE can fake an ID but its hard to forge a sig? I'm sorry but that is just outright wrong. I no damn well I cant fake an ID for most any modern state that has the photo imprinted right on the plastic. And the signature issue is irrelevant if people continue to believe that not signing will protect them. As I said before, all the thief has to do is sign it himself. And I promise you, the sig on the card and the sig on the receipt will match then. 😉

 
At Kmart, we're only allowed to request a driver's license on a CC if it is unsigned or says "see ID". If it is signed, we are supposed to accept the transaction regardless, unless there is serious suspicion. On checks, we have the right to refuse whatever we want within reason.

-=bmacd=-
 
I used to work retail and we were always supposed to ask for id when people paid with a credit card. It was never a big deal...
 
Originally posted by: bmacd
At Kmart, we're only allowed to request a driver's license on a CC if it is unsigned or says "see ID". If it is signed, we are supposed to accept the transaction regardless, unless there is serious suspicion. On checks, we have the right to refuse whatever we want within reason.

-=bmacd=-
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Yes, this was the law I was thinking of that was enacted in MA for checks a few years ago. That's why I don't think the MA AG will allow Walmart to do the same for CC- I'm not even sure if it doesn't apply already.

 
I haven't been in a state where they don't do this in stores...they're just protecting you, what's the big deal?
 
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