Silly states. So, someone can purchase a vehicle, drive around in it for 6 months with no registration, no insurance, and no one would be the wiser. Not in NY. Plate stays with the person who registered it. AND, you're not driving that vehicle until it has a plate. AND, you're not getting a plate until you have proof of insurance. AND, you're not cancelling your insurance until the plate is turned in - you can try, but the insurance companies can't cancel it until the plate is turned in. AND, if your insurance lapses for non-payment, the DMV is immediately alerted.
Minimal hassle, except paying the $1 to surrender the plates. But worth it to keep people off the road who don't have insurance.
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